Average Software Developer Salary in Philadelphia, PA

The average Software Developer in Philadelphia, PA earns $125,850 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$125850
Median Salary
$127150
vs. National
8.9% below
Real Pay (COL-adjusted)
$122716

“Real pay” adjusts the average for Philadelphia’s cost of living (Regional Price Parity 102.554, U.S. average = 100) — what this salary is worth in national-average dollars.

What Software Developers actually earn in Philadelphia

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $79820
25th $97750
Median $127150
75th $152440
90th (top) $169960

25310 Software Developers employed in the Philadelphia metro.

Can a Software Developer afford a home in Philadelphia?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Philadelphia home: $232400.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$79820$320700Yes
Median$127150$510862Yes
Top (90th)$169960$682864Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Software Developer in Philadelphia

Estimated pay after federal, FICA, and PA state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Philadelphia at a glance

Population1582432
Median household income$60698
Median home value$232400
Median rent$1323/mo
Cost of living (RPP, U.S.=100)102.554
Bachelor’s degree or higher19.4%
Poverty rate21.4%

In Philadelphia, PA, Software Developers earn a median of $127,150 a year — about 8% below the U.S. median of $138,110. Among the 49 metros tracked here for this role, that ranks #27.

What that pay is worth in Philadelphia

Local prices run 103 on the BEA cost-of-living index (U.S. = 100), so a $125,850 salary buys less than it looks — about $122,716 in national-average buying power.

Can Software Developers afford a home in Philadelphia?

A typical Philadelphia home runs about $232,400 — 1.8 times the average Software Developer salary, very affordable against the classic 3x rule of thumb. Median rent near $1,323/mo takes roughly 13% of gross pay — within the 30% comfort line.

The Software Developer pay ladder in Philadelphia

Entry-level (10th percentile) Software Developers earn about $79,820; the top 10% reach $169,960 — a $90,140 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Software Developer job market in Philadelphia

Philadelphia employs roughly 25,310 Software Developers. It’s a sizable local market to build a career in.

Compare Philadelphia with other cities

See the full Software Developer salary by city ranking to weigh Philadelphia against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Software Developers make in Philadelphia?

The average Software Developer in Philadelphia, PA earns about $125,850 per year, 8.9% below the national average of $138,110.

What is the take-home pay for Software Developers in Philadelphia after taxes?

After federal and PA taxes, this $125,850 salary is worth about $93,420 a year - roughly $7,785 a month in take-home pay, an effective tax rate near 26%.

What do the highest-paid Software Developers earn in Philadelphia?

The top 10% of Software Developers in Philadelphia earn about $169,960 a year, versus about $79,820 for the bottom 10%.

Can Software Developers afford a home in Philadelphia?

A typical Philadelphia home runs about $232,400 - roughly 1.8x this salary, within reach by the classic 3x rule of thumb.

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