In Memphis, TN, Software Developers earn a median of $113,500 a year — about 18% below the U.S. median of $138,110. Among the 49 metros tracked here for this role, that ranks #37.
What that pay is worth in Memphis
Local prices run 92 on the BEA cost-of-living index (U.S. = 100), so a $115,680 salary stretches further than the sticker number — about $125,495 in national-average buying power.
Can Software Developers afford a home in Memphis?
A typical Memphis home runs about $157,100 — 1.4 times the average Software Developer salary, very affordable against the classic 3x rule of thumb. Median rent near $1,123/mo takes roughly 12% of gross pay — within the 30% comfort line.
The Software Developer pay ladder in Memphis
Entry-level (10th percentile) Software Developers earn about $68,680; the top 10% reach $169,280 — a $100,600 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.
The Software Developer job market in Memphis
Memphis employs roughly 2,420 Software Developers. It’s a sizable local market to build a career in.
Compare Memphis with other cities
See the full Software Developer salary by city ranking to weigh Memphis against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.
Frequently asked questions
How much do Software Developers make in Memphis?
The average Software Developer in Memphis, TN earns about $115,680 per year, 16.2% below the national average of $138,110.
What is the take-home pay for Software Developers in Memphis after taxes?
After federal and TN taxes, this $115,680 salary is worth about $90,210 a year - roughly $7,517 a month in take-home pay, an effective tax rate near 22%.
What do the highest-paid Software Developers earn in Memphis?
The top 10% of Software Developers in Memphis earn about $169,280 a year, versus about $68,680 for the bottom 10%.
Can Software Developers afford a home in Memphis?
A typical Memphis home runs about $157,100 - roughly 1.4x this salary, within reach by the classic 3x rule of thumb.