Average Software Developer Salary in Jacksonville, FL

The average Software Developer in Jacksonville, FL earns $118,560 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$118560
Median Salary
$121250
vs. National
14.2% below
Real Pay (COL-adjusted)
$119175

“Real pay” adjusts the average for Jacksonville’s cost of living (Regional Price Parity 99.484, U.S. average = 100) — what this salary is worth in national-average dollars.

What Software Developers actually earn in Jacksonville

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $65590
25th $90230
Median $121250
75th $136330
90th (top) $170260

6270 Software Developers employed in the Jacksonville metro.

Can a Software Developer afford a home in Jacksonville?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Jacksonville home: $266100.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$65590$26352799%
Median$121250$487157Yes
Top (90th)$170260$684069Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Software Developer in Jacksonville

Estimated pay after federal, FICA, and FL state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Jacksonville at a glance

Population961739
Median household income$66981
Median home value$266100
Median rent$1375/mo
Cost of living (RPP, U.S.=100)99.484
Bachelor’s degree or higher21.6%
Poverty rate14.7%

In Jacksonville, FL, Software Developers earn a median of $121,250 a year — about 12% below the U.S. median of $138,110. Among the 49 metros tracked here for this role, that ranks #33.

What that pay is worth in Jacksonville

Local prices run 99 on the BEA cost-of-living index (U.S. = 100), so a $118,560 salary is about break-even with the national average ($119,175 adjusted).

Can Software Developers afford a home in Jacksonville?

A typical Jacksonville home runs about $266,100 — 2.2 times the average Software Developer salary, very affordable against the classic 3x rule of thumb. Median rent near $1,375/mo takes roughly 14% of gross pay — within the 30% comfort line.

The Software Developer pay ladder in Jacksonville

Entry-level (10th percentile) Software Developers earn about $65,590; the top 10% reach $170,260 — a $104,670 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Software Developer job market in Jacksonville

Jacksonville employs roughly 6,270 Software Developers. It’s a sizable local market to build a career in.

Compare Jacksonville with other cities

See the full Software Developer salary by city ranking to weigh Jacksonville against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Software Developers make in Jacksonville?

The average Software Developer in Jacksonville, FL earns about $118,560 per year, 14.2% below the national average of $138,110.

What is the take-home pay for Software Developers in Jacksonville after taxes?

After federal and FL taxes, this $118,560 salary is worth about $92,236 a year - roughly $7,686 a month in take-home pay, an effective tax rate near 22%.

What do the highest-paid Software Developers earn in Jacksonville?

The top 10% of Software Developers in Jacksonville earn about $170,260 a year, versus about $65,590 for the bottom 10%.

Can Software Developers afford a home in Jacksonville?

A typical Jacksonville home runs about $266,100 - roughly 2.2x this salary, within reach by the classic 3x rule of thumb.

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