Average Registered Nurse Salary in San Francisco, CA

The average Registered Nurse in San Francisco, CA earns $174,370 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$174370
Median Salary
$181240
vs. National
84.6% above
Real Pay (COL-adjusted)
$150822

“Real pay” adjusts the average for San Francisco’s cost of living (Regional Price Parity 115.613, U.S. average = 100) — what this salary is worth in national-average dollars.

What Registered Nurses actually earn in San Francisco

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $119010
25th $149450
Median $181240
75th $207620
90th (top) $221840

40620 Registered Nurses employed in the San Francisco metro.

Can a Registered Nurse afford a home in San Francisco?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median San Francisco home: $1380500.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$119010$47815735%
Median$181240$72818553%
Top (90th)$221840$89130765%

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Registered Nurse in San Francisco

Estimated pay after federal, FICA, and CA state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

San Francisco at a glance

Population836321
Median household income$141446
Median home value$1380500
Median rent$2419/mo
Cost of living (RPP, U.S.=100)115.613
Bachelor’s degree or higher35.1%
Poverty rate10.4%

In San Francisco, CA, Registered Nurses earn a median of $181,240 a year — about 92% above the U.S. median of $94,480. Among the 50 metros tracked here for this role, that ranks #2.

What that pay is worth in San Francisco

Local prices run 116 on the BEA cost-of-living index (U.S. = 100), so a $174,370 salary buys less than it looks — about $150,822 in national-average buying power.

Can Registered Nurses afford a home in San Francisco?

A typical San Francisco home runs about $1,380,500 — 7.9 times the average Registered Nurse salary, a stretch against the classic 3x rule of thumb. Median rent near $2,419/mo takes roughly 17% of gross pay — within the 30% comfort line.

The Registered Nurse pay ladder in San Francisco

Entry-level (10th percentile) Registered Nurses earn about $119,010; the top 10% reach $221,840 — a $102,830 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Registered Nurse job market in San Francisco

San Francisco employs roughly 40,620 Registered Nurses. It’s a sizable local market to build a career in.

Compare San Francisco with other cities

See the full Registered Nurse salary by city ranking to weigh San Francisco against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Registered Nurses make in San Francisco?

The average Registered Nurse in San Francisco, CA earns about $174,370 per year, 84.6% above the national average of $94,480.

What is the take-home pay for Registered Nurses in San Francisco after taxes?

After federal and CA taxes, this $174,370 salary is worth about $118,308 a year - roughly $9,859 a month in take-home pay, an effective tax rate near 32%.

What do the highest-paid Registered Nurses earn in San Francisco?

The top 10% of Registered Nurses in San Francisco earn about $221,840 a year, versus about $119,010 for the bottom 10%.

Can Registered Nurses afford a home in San Francisco?

A typical San Francisco home runs about $1,380,500 - roughly 7.9x this salary, a stretch by the 3x rule, so budgeting discipline matters.

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