Average Registered Nurse Salary in Memphis, TN

The average Registered Nurse in Memphis, TN earns $82,140 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$82140
Median Salary
$77290
vs. National
13.1% below
Real Pay (COL-adjusted)
$89109

“Real pay” adjusts the average for Memphis’s cost of living (Regional Price Parity 92.179, U.S. average = 100) — what this salary is worth in national-average dollars.

What Registered Nurses actually earn in Memphis

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $62190
25th $65300
Median $77290
75th $86200
90th (top) $104790

12760 Registered Nurses employed in the Memphis metro.

Can a Registered Nurse afford a home in Memphis?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Memphis home: $157100.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$62190$249866Yes
Median$77290$310535Yes
Top (90th)$104790$421024Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Registered Nurse in Memphis

Estimated pay after federal, FICA, and TN state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Memphis at a glance

Population629063
Median household income$51211
Median home value$157100
Median rent$1123/mo
Cost of living (RPP, U.S.=100)92.179
Bachelor’s degree or higher16.9%
Poverty rate22%

In Memphis, TN, Registered Nurses earn a median of $77,290 a year — about 18% below the U.S. median of $94,480. Among the 50 metros tracked here for this role, that ranks #49.

What that pay is worth in Memphis

Local prices run 92 on the BEA cost-of-living index (U.S. = 100), so a $82,140 salary stretches further than the sticker number — about $89,109 in national-average buying power.

Can Registered Nurses afford a home in Memphis?

A typical Memphis home runs about $157,100 — 1.9 times the average Registered Nurse salary, very affordable against the classic 3x rule of thumb. Median rent near $1,123/mo takes roughly 16% of gross pay — within the 30% comfort line.

The Registered Nurse pay ladder in Memphis

Entry-level (10th percentile) Registered Nurses earn about $62,190; the top 10% reach $104,790 — a $42,600 spread, moderate for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Registered Nurse job market in Memphis

Memphis employs roughly 12,760 Registered Nurses. It’s a sizable local market to build a career in.

Compare Memphis with other cities

See the full Registered Nurse salary by city ranking to weigh Memphis against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Registered Nurses make in Memphis?

The average Registered Nurse in Memphis, TN earns about $82,140 per year, 13.1% below the national average of $94,480.

What is the take-home pay for Registered Nurses in Memphis after taxes?

After federal and TN taxes, this $82,140 salary is worth about $66,615 a year - roughly $5,551 a month in take-home pay, an effective tax rate near 19%.

What do the highest-paid Registered Nurses earn in Memphis?

The top 10% of Registered Nurses in Memphis earn about $104,790 a year, versus about $62,190 for the bottom 10%.

Can Registered Nurses afford a home in Memphis?

A typical Memphis home runs about $157,100 - roughly 1.9x this salary, within reach by the classic 3x rule of thumb.

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