Average Police Officer Salary in Louisville, KY

The average Police Officer in Louisville, KY earns $59,000 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$59000
Median Salary
$56960
vs. National
22.9% below
Real Pay (COL-adjusted)
$63390

“Real pay” adjusts the average for Louisville’s cost of living (Regional Price Parity 93.074, U.S. average = 100) — what this salary is worth in national-average dollars.

What Police Officers actually earn in Louisville

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $47850
25th $51480
Median $56960
75th $65560
90th (top) $73780

2150 Police Officers employed in the Louisville metro.

Can a Police Officer afford a home in Louisville?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Louisville home: $221500.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$47850$19225187%
Median$56960$228853Yes
Top (90th)$73780$296433Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Police Officer in Louisville

Estimated pay after federal, FICA, and KY state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Louisville at a glance

Population627210
Median household income$64731
Median home value$221500
Median rent$1069/mo
Cost of living (RPP, U.S.=100)93.074
Bachelor’s degree or higher19.9%
Poverty rate15.8%

In Louisville, KY, Police Officers earn a median of $56,960 a year — about 26% below the U.S. median of $76,550. Among the 50 metros tracked here for this role, that ranks #47.

What that pay is worth in Louisville

Local prices run 93 on the BEA cost-of-living index (U.S. = 100), so a $59,000 salary stretches further than the sticker number — about $63,390 in national-average buying power.

Can Police Officers afford a home in Louisville?

A typical Louisville home runs about $221,500 — 3.8 times the average Police Officer salary, manageable against the classic 3x rule of thumb. Median rent near $1,069/mo takes roughly 22% of gross pay — within the 30% comfort line.

The Police Officer pay ladder in Louisville

Entry-level (10th percentile) Police Officers earn about $47,850; the top 10% reach $73,780 — a $25,930 spread, narrow for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Police Officer job market in Louisville

Louisville employs roughly 2,150 Police Officers. It’s a sizable local market to build a career in.

Compare Louisville with other cities

See the full Police Officer salary by city ranking to weigh Louisville against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Police Officers make in Louisville?

The average Police Officer in Louisville, KY earns about $59,000 per year, 22.9% below the national average of $76,550.

What is the take-home pay for Police Officers in Louisville after taxes?

After federal and KY taxes, this $59,000 salary is worth about $47,639 a year - roughly $3,969 a month in take-home pay, an effective tax rate near 19%.

What do the highest-paid Police Officers earn in Louisville?

The top 10% of Police Officers in Louisville earn about $73,780 a year, versus about $47,850 for the bottom 10%.

Can Police Officers afford a home in Louisville?

A typical Louisville home runs about $221,500 - roughly 3.8x this salary, within reach by the classic 3x rule of thumb.