Average Police Officer Salary in Chicago, IL

The average Police Officer in Chicago, IL earns $92,630 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$92630
Median Salary
$102520
vs. National
21.0% above
Real Pay (COL-adjusted)
$89416

“Real pay” adjusts the average for Chicago’s cost of living (Regional Price Parity 103.595, U.S. average = 100) — what this salary is worth in national-average dollars.

What Police Officers actually earn in Chicago

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $58840
25th $81060
Median $102520
75th $102520
90th (top) $113420

24610 Police Officers employed in the Chicago metro.

Can a Police Officer afford a home in Chicago?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Chicago home: $315200.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$58840$23640775%
Median$102520$411904Yes
Top (90th)$113420$455698Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Police Officer in Chicago

Estimated pay after federal, FICA, and IL state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Chicago at a glance

Population2707648
Median household income$75134
Median home value$315200
Median rent$1380/mo
Cost of living (RPP, U.S.=100)103.595
Bachelor’s degree or higher24.9%
Poverty rate16.5%

In Chicago, IL, Police Officers earn a median of $102,520 a year — about 34% above the U.S. median of $76,550. Among the 50 metros tracked here for this role, that ranks #10.

What that pay is worth in Chicago

Local prices run 104 on the BEA cost-of-living index (U.S. = 100), so a $92,630 salary buys less than it looks — about $89,416 in national-average buying power.

Can Police Officers afford a home in Chicago?

A typical Chicago home runs about $315,200 — 3.4 times the average Police Officer salary, manageable against the classic 3x rule of thumb. Median rent near $1,380/mo takes roughly 18% of gross pay — within the 30% comfort line.

The Police Officer pay ladder in Chicago

Entry-level (10th percentile) Police Officers earn about $58,840; the top 10% reach $113,420 — a $54,580 spread, moderate for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Police Officer job market in Chicago

Chicago employs roughly 24,610 Police Officers. It’s a sizable local market to build a career in.

Compare Chicago with other cities

See the full Police Officer salary by city ranking to weigh Chicago against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Police Officers make in Chicago?

The average Police Officer in Chicago, IL earns about $92,630 per year, 21.0% above the national average of $76,550.

What is the take-home pay for Police Officers in Chicago after taxes?

After federal and IL taxes, this $92,630 salary is worth about $69,410 a year - roughly $5,784 a month in take-home pay, an effective tax rate near 25%.

What do the highest-paid Police Officers earn in Chicago?

The top 10% of Police Officers in Chicago earn about $113,420 a year, versus about $58,840 for the bottom 10%.

Can Police Officers afford a home in Chicago?

A typical Chicago home runs about $315,200 - roughly 3.4x this salary, within reach by the classic 3x rule of thumb.

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