Average Physical Therapist Salary in San Diego, CA

The average Physical Therapist in San Diego, CA earns $111,500 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$111500
Median Salary
$105480
vs. National
11.0% above
Real Pay (COL-adjusted)
$99654

“Real pay” adjusts the average for San Diego’s cost of living (Regional Price Parity 111.887, U.S. average = 100) — what this salary is worth in national-average dollars.

What Physical Therapists actually earn in San Diego

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $78390
25th $97570
Median $105480
75th $128440
90th (top) $147330

2340 Physical Therapists employed in the San Diego metro.

Can a Physical Therapist afford a home in San Diego?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median San Diego home: $848500.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$78390$31495537%
Median$105480$42379750%
Top (90th)$147330$59194170%

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Physical Therapist in San Diego

Estimated pay after federal, FICA, and CA state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

San Diego at a glance

Population1385061
Median household income$104321
Median home value$848500
Median rent$2223/mo
Cost of living (RPP, U.S.=100)111.887
Bachelor’s degree or higher28.8%
Poverty rate10.7%

In San Diego, CA, Physical Therapists earn a median of $105,480 a year — about 5% above the U.S. median of $100,440. Among the 50 metros tracked here for this role, that ranks #10.

What that pay is worth in San Diego

Local prices run 112 on the BEA cost-of-living index (U.S. = 100), so a $111,500 salary buys less than it looks — about $99,654 in national-average buying power.

Can Physical Therapists afford a home in San Diego?

A typical San Diego home runs about $848,500 — 7.6 times the average Physical Therapist salary, a stretch against the classic 3x rule of thumb. Median rent near $2,223/mo takes roughly 24% of gross pay — within the 30% comfort line.

The Physical Therapist pay ladder in San Diego

Entry-level (10th percentile) Physical Therapists earn about $78,390; the top 10% reach $147,330 — a $68,940 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Physical Therapist job market in San Diego

San Diego employs roughly 2,340 Physical Therapists. It’s a sizable local market to build a career in.

Compare San Diego with other cities

See the full Physical Therapist salary by city ranking to weigh San Diego against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Physical Therapists make in San Diego?

The average Physical Therapist in San Diego, CA earns about $111,500 per year, 11.0% above the national average of $100,440.

What is the take-home pay for Physical Therapists in San Diego after taxes?

After federal and CA taxes, this $111,500 salary is worth about $80,977 a year - roughly $6,748 a month in take-home pay, an effective tax rate near 27%.

What do the highest-paid Physical Therapists earn in San Diego?

The top 10% of Physical Therapists in San Diego earn about $147,330 a year, versus about $78,390 for the bottom 10%.

Can Physical Therapists afford a home in San Diego?

A typical San Diego home runs about $848,500 - roughly 7.6x this salary, a stretch by the 3x rule, so budgeting discipline matters.

Put your money to work