Average Physical Therapist Salary in Nashville, TN

The average Physical Therapist in Nashville, TN earns $99,420 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$99420
Median Salary
$99860
vs. National
1.0% below
Real Pay (COL-adjusted)
$103199

“Real pay” adjusts the average for Nashville’s cost of living (Regional Price Parity 96.338, U.S. average = 100) — what this salary is worth in national-average dollars.

What Physical Therapists actually earn in Nashville

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $79710
25th $84160
Median $99860
75th $107940
90th (top) $120670

1180 Physical Therapists employed in the Nashville metro.

Can a Physical Therapist afford a home in Nashville?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Nashville home: $383100.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$79710$32025884%
Median$99860$401217Yes
Top (90th)$120670$484827Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Physical Therapist in Nashville

Estimated pay after federal, FICA, and TN state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Nashville at a glance

Population684298
Median household income$75197
Median home value$383100
Median rent$1486/mo
Cost of living (RPP, U.S.=100)96.338
Bachelor’s degree or higher29.1%
Poverty rate13.7%

In Nashville, TN, Physical Therapists earn a median of $99,860 a year — about 1% below the U.S. median of $100,440. Among the 50 metros tracked here for this role, that ranks #29.

What that pay is worth in Nashville

Local prices run 96 on the BEA cost-of-living index (U.S. = 100), so a $99,420 salary stretches further than the sticker number — about $103,199 in national-average buying power.

Can Physical Therapists afford a home in Nashville?

A typical Nashville home runs about $383,100 — 3.9 times the average Physical Therapist salary, manageable against the classic 3x rule of thumb. Median rent near $1,486/mo takes roughly 18% of gross pay — within the 30% comfort line.

The Physical Therapist pay ladder in Nashville

Entry-level (10th percentile) Physical Therapists earn about $79,710; the top 10% reach $120,670 — a $40,960 spread, moderate for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Physical Therapist job market in Nashville

Nashville employs roughly 1,180 Physical Therapists. It’s a sizable local market to build a career in.

Compare Nashville with other cities

See the full Physical Therapist salary by city ranking to weigh Nashville against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Physical Therapists make in Nashville?

The average Physical Therapist in Nashville, TN earns about $99,420 per year, 1.0% below the national average of $100,440.

What is the take-home pay for Physical Therapists in Nashville after taxes?

After federal and TN taxes, this $99,420 salary is worth about $78,771 a year - roughly $6,564 a month in take-home pay, an effective tax rate near 21%.

What do the highest-paid Physical Therapists earn in Nashville?

The top 10% of Physical Therapists in Nashville earn about $120,670 a year, versus about $79,710 for the bottom 10%.

Can Physical Therapists afford a home in Nashville?

A typical Nashville home runs about $383,100 - roughly 3.9x this salary, within reach by the classic 3x rule of thumb.

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