In Louisville, KY, Physical Therapists earn a median of $89,300 a year — about 11% below the U.S. median of $100,440. Among the 50 metros tracked here for this role, that ranks #49.
What that pay is worth in Louisville
Local prices run 93 on the BEA cost-of-living index (U.S. = 100), so a $88,260 salary stretches further than the sticker number — about $94,828 in national-average buying power.
Can Physical Therapists afford a home in Louisville?
A typical Louisville home runs about $221,500 — 2.5 times the average Physical Therapist salary, very affordable against the classic 3x rule of thumb. Median rent near $1,069/mo takes roughly 15% of gross pay — within the 30% comfort line.
The Physical Therapist pay ladder in Louisville
Entry-level (10th percentile) Physical Therapists earn about $48,800; the top 10% reach $117,340 — a $68,540 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.
The Physical Therapist job market in Louisville
Louisville employs roughly 1,300 Physical Therapists. It’s a sizable local market to build a career in.
Compare Louisville with other cities
See the full Physical Therapist salary by city ranking to weigh Louisville against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.
Frequently asked questions
How much do Physical Therapists make in Louisville?
The average Physical Therapist in Louisville, KY earns about $88,260 per year, 12.1% below the national average of $100,440.
What is the take-home pay for Physical Therapists in Louisville after taxes?
After federal and KY taxes, this $88,260 salary is worth about $67,949 a year - roughly $5,662 a month in take-home pay, an effective tax rate near 23%.
What do the highest-paid Physical Therapists earn in Louisville?
The top 10% of Physical Therapists in Louisville earn about $117,340 a year, versus about $48,800 for the bottom 10%.
Can Physical Therapists afford a home in Louisville?
A typical Louisville home runs about $221,500 - roughly 2.5x this salary, within reach by the classic 3x rule of thumb.