Average Physical Therapist Salary in Jacksonville, FL

The average Physical Therapist in Jacksonville, FL earns $99,660 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$99660
Median Salary
$100930
vs. National
0.8% below
Real Pay (COL-adjusted)
$100177

“Real pay” adjusts the average for Jacksonville’s cost of living (Regional Price Parity 99.484, U.S. average = 100) — what this salary is worth in national-average dollars.

What Physical Therapists actually earn in Jacksonville

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $74550
25th $84310
Median $100930
75th $104410
90th (top) $130210

1120 Physical Therapists employed in the Jacksonville metro.

Can a Physical Therapist afford a home in Jacksonville?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Jacksonville home: $266100.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$74550$299526Yes
Median$100930$405516Yes
Top (90th)$130210$523157Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Physical Therapist in Jacksonville

Estimated pay after federal, FICA, and FL state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Jacksonville at a glance

Population961739
Median household income$66981
Median home value$266100
Median rent$1375/mo
Cost of living (RPP, U.S.=100)99.484
Bachelor’s degree or higher21.6%
Poverty rate14.7%

In Jacksonville, FL, Physical Therapists earn a median of $100,930 a year — almost exactly the U.S. median of $100,440. Among the 50 metros tracked here for this role, that ranks #23.

What that pay is worth in Jacksonville

Local prices run 99 on the BEA cost-of-living index (U.S. = 100), so a $99,660 salary is about break-even with the national average ($100,177 adjusted).

Can Physical Therapists afford a home in Jacksonville?

A typical Jacksonville home runs about $266,100 — 2.7 times the average Physical Therapist salary, very affordable against the classic 3x rule of thumb. Median rent near $1,375/mo takes roughly 17% of gross pay — within the 30% comfort line.

The Physical Therapist pay ladder in Jacksonville

Entry-level (10th percentile) Physical Therapists earn about $74,550; the top 10% reach $130,210 — a $55,660 spread, moderate for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Physical Therapist job market in Jacksonville

Jacksonville employs roughly 1,120 Physical Therapists. It’s a sizable local market to build a career in.

Compare Jacksonville with other cities

See the full Physical Therapist salary by city ranking to weigh Jacksonville against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Physical Therapists make in Jacksonville?

The average Physical Therapist in Jacksonville, FL earns about $99,660 per year, 0.8% below the national average of $100,440.

What is the take-home pay for Physical Therapists in Jacksonville after taxes?

After federal and FL taxes, this $99,660 salary is worth about $78,940 a year - roughly $6,578 a month in take-home pay, an effective tax rate near 21%.

What do the highest-paid Physical Therapists earn in Jacksonville?

The top 10% of Physical Therapists in Jacksonville earn about $130,210 a year, versus about $74,550 for the bottom 10%.

Can Physical Therapists afford a home in Jacksonville?

A typical Jacksonville home runs about $266,100 - roughly 2.7x this salary, within reach by the classic 3x rule of thumb.

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