In Chicago, IL, Physical Therapists earn a median of $103,270 a year — about 3% above the U.S. median of $100,440. Among the 50 metros tracked here for this role, that ranks #17.
What that pay is worth in Chicago
Local prices run 104 on the BEA cost-of-living index (U.S. = 100), so a $105,620 salary buys less than it looks — about $101,955 in national-average buying power.
Can Physical Therapists afford a home in Chicago?
A typical Chicago home runs about $315,200 — 3.0 times the average Physical Therapist salary, very affordable against the classic 3x rule of thumb. Median rent near $1,380/mo takes roughly 16% of gross pay — within the 30% comfort line.
The Physical Therapist pay ladder in Chicago
Entry-level (10th percentile) Physical Therapists earn about $80,150; the top 10% reach $133,470 — a $53,320 spread, moderate for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.
The Physical Therapist job market in Chicago
Chicago employs roughly 8,870 Physical Therapists. It’s a sizable local market to build a career in.
Compare Chicago with other cities
See the full Physical Therapist salary by city ranking to weigh Chicago against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.
Frequently asked questions
How much do Physical Therapists make in Chicago?
The average Physical Therapist in Chicago, IL earns about $105,620 per year, 5.2% above the national average of $100,440.
What is the take-home pay for Physical Therapists in Chicago after taxes?
After federal and IL taxes, this $105,620 salary is worth about $77,905 a year - roughly $6,492 a month in take-home pay, an effective tax rate near 26%.
What do the highest-paid Physical Therapists earn in Chicago?
The top 10% of Physical Therapists in Chicago earn about $133,470 a year, versus about $80,150 for the bottom 10%.
Can Physical Therapists afford a home in Chicago?
A typical Chicago home runs about $315,200 - roughly 3.0x this salary, within reach by the classic 3x rule of thumb.