Average Physical Therapist Salary in Baltimore, MD

The average Physical Therapist in Baltimore, MD earns $102,560 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$102560
Median Salary
$100200
vs. National
2.1% above
Real Pay (COL-adjusted)
$98156

“Real pay” adjusts the average for Baltimore’s cost of living (Regional Price Parity 104.487, U.S. average = 100) — what this salary is worth in national-average dollars.

What Physical Therapists actually earn in Baltimore

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $79260
25th $88380
Median $100200
75th $119130
90th (top) $128630

2110 Physical Therapists employed in the Baltimore metro.

Can a Physical Therapist afford a home in Baltimore?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Baltimore home: $219300.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$79260$318450Yes
Median$100200$402583Yes
Top (90th)$128630$516809Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Physical Therapist in Baltimore

Estimated pay after federal, FICA, and MD state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Baltimore at a glance

Population577193
Median household income$59623
Median home value$219300
Median rent$1290/mo
Cost of living (RPP, U.S.=100)104.487
Bachelor’s degree or higher18.1%
Poverty rate19.4%

In Baltimore, MD, Physical Therapists earn a median of $100,200 a year — almost exactly the U.S. median of $100,440. Among the 50 metros tracked here for this role, that ranks #27.

What that pay is worth in Baltimore

Local prices run 104 on the BEA cost-of-living index (U.S. = 100), so a $102,560 salary buys less than it looks — about $98,156 in national-average buying power.

Can Physical Therapists afford a home in Baltimore?

A typical Baltimore home runs about $219,300 — 2.1 times the average Physical Therapist salary, very affordable against the classic 3x rule of thumb. Median rent near $1,290/mo takes roughly 15% of gross pay — within the 30% comfort line.

The Physical Therapist pay ladder in Baltimore

Entry-level (10th percentile) Physical Therapists earn about $79,260; the top 10% reach $128,630 — a $49,370 spread, moderate for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Physical Therapist job market in Baltimore

Baltimore employs roughly 2,110 Physical Therapists. It’s a sizable local market to build a career in.

Compare Baltimore with other cities

See the full Physical Therapist salary by city ranking to weigh Baltimore against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Physical Therapists make in Baltimore?

The average Physical Therapist in Baltimore, MD earns about $102,560 per year, 2.1% above the national average of $100,440.

What is the take-home pay for Physical Therapists in Baltimore after taxes?

After federal and MD taxes, this $102,560 salary is worth about $76,320 a year - roughly $6,360 a month in take-home pay, an effective tax rate near 26%.

What do the highest-paid Physical Therapists earn in Baltimore?

The top 10% of Physical Therapists in Baltimore earn about $128,630 a year, versus about $79,260 for the bottom 10%.

Can Physical Therapists afford a home in Baltimore?

A typical Baltimore home runs about $219,300 - roughly 2.1x this salary, within reach by the classic 3x rule of thumb.

Put your money to work