Average Mechanical Engineer Salary in Memphis, TN

The average Mechanical Engineer in Memphis, TN earns $97,200 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$97200
Median Salary
$99990
vs. National
7.6% below
Real Pay (COL-adjusted)
$105447

“Real pay” adjusts the average for Memphis’s cost of living (Regional Price Parity 92.179, U.S. average = 100) — what this salary is worth in national-average dollars.

What Mechanical Engineers actually earn in Memphis

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $63470
25th $72060
Median $99990
75th $106870
90th (top) $132250

390 Mechanical Engineers employed in the Memphis metro.

Can a Mechanical Engineer afford a home in Memphis?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Memphis home: $157100.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$63470$255009Yes
Median$99990$401739Yes
Top (90th)$132250$531353Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Mechanical Engineer in Memphis

Estimated pay after federal, FICA, and TN state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Memphis at a glance

Population629063
Median household income$51211
Median home value$157100
Median rent$1123/mo
Cost of living (RPP, U.S.=100)92.179
Bachelor’s degree or higher16.9%
Poverty rate22%

In Memphis, TN, Mechanical Engineers earn a median of $99,990 a year — about 5% below the U.S. median of $105,220. Among the 50 metros tracked here for this role, that ranks #23.

What that pay is worth in Memphis

Local prices run 92 on the BEA cost-of-living index (U.S. = 100), so a $97,200 salary stretches further than the sticker number — about $105,447 in national-average buying power.

Can Mechanical Engineers afford a home in Memphis?

A typical Memphis home runs about $157,100 — 1.6 times the average Mechanical Engineer salary, very affordable against the classic 3x rule of thumb. Median rent near $1,123/mo takes roughly 14% of gross pay — within the 30% comfort line.

The Mechanical Engineer pay ladder in Memphis

Entry-level (10th percentile) Mechanical Engineers earn about $63,470; the top 10% reach $132,250 — a $68,780 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Mechanical Engineer job market in Memphis

Memphis employs roughly 390 Mechanical Engineers. It’s a sizable local market to build a career in.

Compare Memphis with other cities

See the full Mechanical Engineer salary by city ranking to weigh Memphis against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Mechanical Engineers make in Memphis?

The average Mechanical Engineer in Memphis, TN earns about $97,200 per year, 7.6% below the national average of $105,220.

What is the take-home pay for Mechanical Engineers in Memphis after taxes?

After federal and TN taxes, this $97,200 salary is worth about $77,210 a year - roughly $6,434 a month in take-home pay, an effective tax rate near 21%.

What do the highest-paid Mechanical Engineers earn in Memphis?

The top 10% of Mechanical Engineers in Memphis earn about $132,250 a year, versus about $63,470 for the bottom 10%.

Can Mechanical Engineers afford a home in Memphis?

A typical Memphis home runs about $157,100 - roughly 1.6x this salary, within reach by the classic 3x rule of thumb.

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