Average Mechanical Engineer Salary in Chicago, IL

The average Mechanical Engineer in Chicago, IL earns $105,060 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$105060
Median Salary
$100200
vs. National
0.2% below
Real Pay (COL-adjusted)
$101414

“Real pay” adjusts the average for Chicago’s cost of living (Regional Price Parity 103.595, U.S. average = 100) — what this salary is worth in national-average dollars.

What Mechanical Engineers actually earn in Chicago

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $64330
25th $79470
Median $100200
75th $128770
90th (top) $153540

7040 Mechanical Engineers employed in the Chicago metro.

Can a Mechanical Engineer afford a home in Chicago?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Chicago home: $315200.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$64330$25846582%
Median$100200$402583Yes
Top (90th)$153540$616892Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Mechanical Engineer in Chicago

Estimated pay after federal, FICA, and IL state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Chicago at a glance

Population2707648
Median household income$75134
Median home value$315200
Median rent$1380/mo
Cost of living (RPP, U.S.=100)103.595
Bachelor’s degree or higher24.9%
Poverty rate16.5%

In Chicago, IL, Mechanical Engineers earn a median of $100,200 a year — about 5% below the U.S. median of $105,220. Among the 50 metros tracked here for this role, that ranks #22.

What that pay is worth in Chicago

Local prices run 104 on the BEA cost-of-living index (U.S. = 100), so a $105,060 salary buys less than it looks — about $101,414 in national-average buying power.

Can Mechanical Engineers afford a home in Chicago?

A typical Chicago home runs about $315,200 — 3.0 times the average Mechanical Engineer salary, manageable against the classic 3x rule of thumb. Median rent near $1,380/mo takes roughly 16% of gross pay — within the 30% comfort line.

The Mechanical Engineer pay ladder in Chicago

Entry-level (10th percentile) Mechanical Engineers earn about $64,330; the top 10% reach $153,540 — a $89,210 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Mechanical Engineer job market in Chicago

Chicago employs roughly 7,040 Mechanical Engineers. It’s a sizable local market to build a career in.

Compare Chicago with other cities

See the full Mechanical Engineer salary by city ranking to weigh Chicago against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Mechanical Engineers make in Chicago?

The average Mechanical Engineer in Chicago, IL earns about $105,060 per year, 0.2% below the national average of $105,220.

What is the take-home pay for Mechanical Engineers in Chicago after taxes?

After federal and IL taxes, this $105,060 salary is worth about $77,539 a year - roughly $6,461 a month in take-home pay, an effective tax rate near 26%.

What do the highest-paid Mechanical Engineers earn in Chicago?

The top 10% of Mechanical Engineers in Chicago earn about $153,540 a year, versus about $64,330 for the bottom 10%.

Can Mechanical Engineers afford a home in Chicago?

A typical Chicago home runs about $315,200 - roughly 3.0x this salary, within reach by the classic 3x rule of thumb.

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