Average Financial Analyst Salary in Sacramento, CA

The average Financial Analyst in Sacramento, CA earns $103,320 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$103320
Median Salary
$97800
vs. National
8.5% below
Real Pay (COL-adjusted)
$96859

“Real pay” adjusts the average for Sacramento’s cost of living (Regional Price Parity 106.67, U.S. average = 100) — what this salary is worth in national-average dollars.

What Financial Analysts actually earn in Sacramento

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $65700
25th $79550
Median $97800
75th $122900
90th (top) $139080

1500 Financial Analysts employed in the Sacramento metro.

Can a Financial Analyst afford a home in Sacramento?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Sacramento home: $484600.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$65700$26396954%
Median$97800$39294081%
Top (90th)$139080$558794Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Financial Analyst in Sacramento

Estimated pay after federal, FICA, and CA state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Sacramento at a glance

Population524802
Median household income$83753
Median home value$484600
Median rent$1694/mo
Cost of living (RPP, U.S.=100)106.67
Bachelor’s degree or higher22.9%
Poverty rate14.2%

In Sacramento, CA, Financial Analysts earn a median of $97,800 a year — about 13% below the U.S. median of $112,950. Among the 50 metros tracked here for this role, that ranks #17.

What that pay is worth in Sacramento

Local prices run 107 on the BEA cost-of-living index (U.S. = 100), so a $103,320 salary buys less than it looks — about $96,859 in national-average buying power.

Can Financial Analysts afford a home in Sacramento?

A typical Sacramento home runs about $484,600 — 4.7 times the average Financial Analyst salary, manageable against the classic 3x rule of thumb. Median rent near $1,694/mo takes roughly 20% of gross pay — within the 30% comfort line.

The Financial Analyst pay ladder in Sacramento

Entry-level (10th percentile) Financial Analysts earn about $65,700; the top 10% reach $139,080 — a $73,380 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Financial Analyst job market in Sacramento

Sacramento employs roughly 1,500 Financial Analysts. It’s a sizable local market to build a career in.

Compare Sacramento with other cities

See the full Financial Analyst salary by city ranking to weigh Sacramento against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Financial Analysts make in Sacramento?

The average Financial Analyst in Sacramento, CA earns about $103,320 per year, 8.5% below the national average of $112,950.

What is the take-home pay for Financial Analysts in Sacramento after taxes?

After federal and CA taxes, this $103,320 salary is worth about $75,983 a year - roughly $6,331 a month in take-home pay, an effective tax rate near 26%.

What do the highest-paid Financial Analysts earn in Sacramento?

The top 10% of Financial Analysts in Sacramento earn about $139,080 a year, versus about $65,700 for the bottom 10%.

Can Financial Analysts afford a home in Sacramento?

A typical Sacramento home runs about $484,600 - roughly 4.7x this salary, within reach by the classic 3x rule of thumb.

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