Average Financial Analyst Salary in Phoenix, AZ

The average Financial Analyst in Phoenix, AZ earns $104,470 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$104470
Median Salary
$82810
vs. National
7.5% below
Real Pay (COL-adjusted)
$101117

“Real pay” adjusts the average for Phoenix’s cost of living (Regional Price Parity 103.316, U.S. average = 100) — what this salary is worth in national-average dollars.

What Financial Analysts actually earn in Phoenix

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $58560
25th $65610
Median $82810
75th $106270
90th (top) $143170

4870 Financial Analysts employed in the Phoenix metro.

Can a Financial Analyst afford a home in Phoenix?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Phoenix home: $381900.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$58560$23528262%
Median$82810$33271387%
Top (90th)$143170$575227Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Financial Analyst in Phoenix

Estimated pay after federal, FICA, and AZ state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Phoenix at a glance

Population1624832
Median household income$77041
Median home value$381900
Median rent$1458/mo
Cost of living (RPP, U.S.=100)103.316
Bachelor’s degree or higher19.9%
Poverty rate14.1%

In Phoenix, AZ, Financial Analysts earn a median of $82,810 a year — about 27% below the U.S. median of $112,950. Among the 50 metros tracked here for this role, that ranks #36.

What that pay is worth in Phoenix

Local prices run 103 on the BEA cost-of-living index (U.S. = 100), so a $104,470 salary buys less than it looks — about $101,117 in national-average buying power.

Can Financial Analysts afford a home in Phoenix?

A typical Phoenix home runs about $381,900 — 3.7 times the average Financial Analyst salary, manageable against the classic 3x rule of thumb. Median rent near $1,458/mo takes roughly 17% of gross pay — within the 30% comfort line.

The Financial Analyst pay ladder in Phoenix

Entry-level (10th percentile) Financial Analysts earn about $58,560; the top 10% reach $143,170 — a $84,610 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Financial Analyst job market in Phoenix

Phoenix employs roughly 4,870 Financial Analysts. It’s a sizable local market to build a career in.

Compare Phoenix with other cities

See the full Financial Analyst salary by city ranking to weigh Phoenix against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Financial Analysts make in Phoenix?

The average Financial Analyst in Phoenix, AZ earns about $104,470 per year, 7.5% below the national average of $112,950.

What is the take-home pay for Financial Analysts in Phoenix after taxes?

After federal and AZ taxes, this $104,470 salary is worth about $79,921 a year - roughly $6,660 a month in take-home pay, an effective tax rate near 24%.

What do the highest-paid Financial Analysts earn in Phoenix?

The top 10% of Financial Analysts in Phoenix earn about $143,170 a year, versus about $58,560 for the bottom 10%.

Can Financial Analysts afford a home in Phoenix?

A typical Phoenix home runs about $381,900 - roughly 3.7x this salary, within reach by the classic 3x rule of thumb.

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