Average Financial Analyst Salary in Chicago, IL

The average Financial Analyst in Chicago, IL earns $123,000 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$123000
Median Salary
$102450
vs. National
8.9% above
Real Pay (COL-adjusted)
$118732

“Real pay” adjusts the average for Chicago’s cost of living (Regional Price Parity 103.595, U.S. average = 100) — what this salary is worth in national-average dollars.

What Financial Analysts actually earn in Chicago

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $67670
25th $80920
Median $102450
75th $134910
90th (top) $213040

14540 Financial Analysts employed in the Chicago metro.

Can a Financial Analyst afford a home in Chicago?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Chicago home: $315200.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$67670$27188486%
Median$102450$411623Yes
Top (90th)$213040$855950Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Financial Analyst in Chicago

Estimated pay after federal, FICA, and IL state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Chicago at a glance

Population2707648
Median household income$75134
Median home value$315200
Median rent$1380/mo
Cost of living (RPP, U.S.=100)103.595
Bachelor’s degree or higher24.9%
Poverty rate16.5%

In Chicago, IL, Financial Analysts earn a median of $102,450 a year — about 9% below the U.S. median of $112,950. Among the 50 metros tracked here for this role, that ranks #11.

What that pay is worth in Chicago

Local prices run 104 on the BEA cost-of-living index (U.S. = 100), so a $123,000 salary buys less than it looks — about $118,732 in national-average buying power.

Can Financial Analysts afford a home in Chicago?

A typical Chicago home runs about $315,200 — 2.6 times the average Financial Analyst salary, very affordable against the classic 3x rule of thumb. Median rent near $1,380/mo takes roughly 13% of gross pay — within the 30% comfort line.

The Financial Analyst pay ladder in Chicago

Entry-level (10th percentile) Financial Analysts earn about $67,670; the top 10% reach $213,040 — a $145,370 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Financial Analyst job market in Chicago

Chicago employs roughly 14,540 Financial Analysts. It’s a sizable local market to build a career in.

Compare Chicago with other cities

See the full Financial Analyst salary by city ranking to weigh Chicago against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Financial Analysts make in Chicago?

The average Financial Analyst in Chicago, IL earns about $123,000 per year, 8.9% above the national average of $112,950.

What is the take-home pay for Financial Analysts in Chicago after taxes?

After federal and IL taxes, this $123,000 salary is worth about $89,248 a year - roughly $7,437 a month in take-home pay, an effective tax rate near 27%.

What do the highest-paid Financial Analysts earn in Chicago?

The top 10% of Financial Analysts in Chicago earn about $213,040 a year, versus about $67,670 for the bottom 10%.

Can Financial Analysts afford a home in Chicago?

A typical Chicago home runs about $315,200 - roughly 2.6x this salary, within reach by the classic 3x rule of thumb.

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