Average Accountant Salary in San Francisco, CA

The average Accountant in San Francisco, CA earns $117,930 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$117930
Median Salary
$103990
vs. National
29.9% above
Real Pay (COL-adjusted)
$102004

“Real pay” adjusts the average for San Francisco’s cost of living (Regional Price Parity 115.613, U.S. average = 100) — what this salary is worth in national-average dollars.

What Accountants actually earn in San Francisco

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $71070
25th $82790
Median $103990
75th $135320
90th (top) $175590

24910 Accountants employed in the San Francisco metro.

Can a Accountant afford a home in San Francisco?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median San Francisco home: $1380500.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$71070$28554421%
Median$103990$41781030%
Top (90th)$175590$70548451%

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Accountant in San Francisco

Estimated pay after federal, FICA, and CA state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

San Francisco at a glance

Population836321
Median household income$141446
Median home value$1380500
Median rent$2419/mo
Cost of living (RPP, U.S.=100)115.613
Bachelor’s degree or higher35.1%
Poverty rate10.4%

In San Francisco, CA, Accountants earn a median of $103,990 a year — about 15% above the U.S. median of $90,780. Among the 50 metros tracked here for this role, that ranks #4.

What that pay is worth in San Francisco

Local prices run 116 on the BEA cost-of-living index (U.S. = 100), so a $117,930 salary buys less than it looks — about $102,004 in national-average buying power.

Can Accountants afford a home in San Francisco?

A typical San Francisco home runs about $1,380,500 — 11.7 times the average Accountant salary, a stretch against the classic 3x rule of thumb. Median rent near $2,419/mo takes roughly 25% of gross pay — within the 30% comfort line.

The Accountant pay ladder in San Francisco

Entry-level (10th percentile) Accountants earn about $71,070; the top 10% reach $175,590 — a $104,520 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Accountant job market in San Francisco

San Francisco employs roughly 24,910 Accountants. It’s a sizable local market to build a career in.

Compare San Francisco with other cities

See the full Accountant salary by city ranking to weigh San Francisco against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Accountants make in San Francisco?

The average Accountant in San Francisco, CA earns about $117,930 per year, 29.9% above the national average of $90,780.

What is the take-home pay for Accountants in San Francisco after taxes?

After federal and CA taxes, this $117,930 salary is worth about $84,902 a year - roughly $7,075 a month in take-home pay, an effective tax rate near 28%.

What do the highest-paid Accountants earn in San Francisco?

The top 10% of Accountants in San Francisco earn about $175,590 a year, versus about $71,070 for the bottom 10%.

Can Accountants afford a home in San Francisco?

A typical San Francisco home runs about $1,380,500 - roughly 11.7x this salary, a stretch by the 3x rule, so budgeting discipline matters.

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