Average Accountant Salary in San Diego, CA

The average Accountant in San Diego, CA earns $98,740 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$98740
Median Salary
$89120
vs. National
8.8% above
Real Pay (COL-adjusted)
$88250

“Real pay” adjusts the average for San Diego’s cost of living (Regional Price Parity 111.887, U.S. average = 100) — what this salary is worth in national-average dollars.

What Accountants actually earn in San Diego

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $59840
25th $71990
Median $89120
75th $118170
90th (top) $158950

13180 Accountants employed in the San Diego metro.

Can a Accountant afford a home in San Diego?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median San Diego home: $848500.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$59840$24042528%
Median$89120$35806642%
Top (90th)$158950$63862875%

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Accountant in San Diego

Estimated pay after federal, FICA, and CA state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

San Diego at a glance

Population1385061
Median household income$104321
Median home value$848500
Median rent$2223/mo
Cost of living (RPP, U.S.=100)111.887
Bachelor’s degree or higher28.8%
Poverty rate10.7%

In San Diego, CA, Accountants earn a median of $89,120 a year — about 2% below the U.S. median of $90,780. Among the 50 metros tracked here for this role, that ranks #8.

What that pay is worth in San Diego

Local prices run 112 on the BEA cost-of-living index (U.S. = 100), so a $98,740 salary buys less than it looks — about $88,250 in national-average buying power.

Can Accountants afford a home in San Diego?

A typical San Diego home runs about $848,500 — 8.6 times the average Accountant salary, a stretch against the classic 3x rule of thumb. Median rent near $2,223/mo takes roughly 27% of gross pay — within the 30% comfort line.

The Accountant pay ladder in San Diego

Entry-level (10th percentile) Accountants earn about $59,840; the top 10% reach $158,950 — a $99,110 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Accountant job market in San Diego

San Diego employs roughly 13,180 Accountants. It’s a sizable local market to build a career in.

Compare San Diego with other cities

See the full Accountant salary by city ranking to weigh San Diego against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Accountants make in San Diego?

The average Accountant in San Diego, CA earns about $98,740 per year, 8.8% above the national average of $90,780.

What is the take-home pay for Accountants in San Diego after taxes?

After federal and CA taxes, this $98,740 salary is worth about $73,187 a year - roughly $6,098 a month in take-home pay, an effective tax rate near 26%.

What do the highest-paid Accountants earn in San Diego?

The top 10% of Accountants in San Diego earn about $158,950 a year, versus about $59,840 for the bottom 10%.

Can Accountants afford a home in San Diego?

A typical San Diego home runs about $848,500 - roughly 8.6x this salary, a stretch by the 3x rule, so budgeting discipline matters.

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