Average Accountant Salary in Phoenix, AZ

The average Accountant in Phoenix, AZ earns $89,920 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$89920
Median Salary
$79550
vs. National
0.9% below
Real Pay (COL-adjusted)
$87034

“Real pay” adjusts the average for Phoenix’s cost of living (Regional Price Parity 103.316, U.S. average = 100) — what this salary is worth in national-average dollars.

What Accountants actually earn in Phoenix

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $51290
25th $62210
Median $79550
75th $103200
90th (top) $133550

19850 Accountants employed in the Phoenix metro.

Can a Accountant afford a home in Phoenix?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Phoenix home: $381900.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$51290$20607354%
Median$79550$31961584%
Top (90th)$133550$536576Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Accountant in Phoenix

Estimated pay after federal, FICA, and AZ state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Phoenix at a glance

Population1624832
Median household income$77041
Median home value$381900
Median rent$1458/mo
Cost of living (RPP, U.S.=100)103.316
Bachelor’s degree or higher19.9%
Poverty rate14.1%

In Phoenix, AZ, Accountants earn a median of $79,550 a year — about 12% below the U.S. median of $90,780. Among the 50 metros tracked here for this role, that ranks #28.

What that pay is worth in Phoenix

Local prices run 103 on the BEA cost-of-living index (U.S. = 100), so a $89,920 salary buys less than it looks — about $87,034 in national-average buying power.

Can Accountants afford a home in Phoenix?

A typical Phoenix home runs about $381,900 — 4.2 times the average Accountant salary, manageable against the classic 3x rule of thumb. Median rent near $1,458/mo takes roughly 19% of gross pay — within the 30% comfort line.

The Accountant pay ladder in Phoenix

Entry-level (10th percentile) Accountants earn about $51,290; the top 10% reach $133,550 — a $82,260 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Accountant job market in Phoenix

Phoenix employs roughly 19,850 Accountants. It’s a sizable local market to build a career in.

Compare Phoenix with other cities

See the full Accountant salary by city ranking to weigh Phoenix against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Accountants make in Phoenix?

The average Accountant in Phoenix, AZ earns about $89,920 per year, 0.9% below the national average of $90,780.

What is the take-home pay for Accountants in Phoenix after taxes?

After federal and AZ taxes, this $89,920 salary is worth about $70,049 a year - roughly $5,837 a month in take-home pay, an effective tax rate near 22%.

What do the highest-paid Accountants earn in Phoenix?

The top 10% of Accountants in Phoenix earn about $133,550 a year, versus about $51,290 for the bottom 10%.

Can Accountants afford a home in Phoenix?

A typical Phoenix home runs about $381,900 - roughly 4.2x this salary, within reach by the classic 3x rule of thumb.

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