Average Accountant Salary in Chicago, IL

The average Accountant in Chicago, IL earns $89,490 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$89490
Median Salary
$79810
vs. National
1.4% below
Real Pay (COL-adjusted)
$86384

“Real pay” adjusts the average for Chicago’s cost of living (Regional Price Parity 103.595, U.S. average = 100) — what this salary is worth in national-average dollars.

What Accountants actually earn in Chicago

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $52080
25th $65000
Median $79810
75th $101660
90th (top) $132430

41820 Accountants employed in the Chicago metro.

Can a Accountant afford a home in Chicago?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Chicago home: $315200.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$52080$20924766%
Median$79810$320660Yes
Top (90th)$132430$532076Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Accountant in Chicago

Estimated pay after federal, FICA, and IL state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Chicago at a glance

Population2707648
Median household income$75134
Median home value$315200
Median rent$1380/mo
Cost of living (RPP, U.S.=100)103.595
Bachelor’s degree or higher24.9%
Poverty rate16.5%

In Chicago, IL, Accountants earn a median of $79,810 a year — about 12% below the U.S. median of $90,780. Among the 50 metros tracked here for this role, that ranks #24.

What that pay is worth in Chicago

Local prices run 104 on the BEA cost-of-living index (U.S. = 100), so a $89,490 salary buys less than it looks — about $86,384 in national-average buying power.

Can Accountants afford a home in Chicago?

A typical Chicago home runs about $315,200 — 3.5 times the average Accountant salary, manageable against the classic 3x rule of thumb. Median rent near $1,380/mo takes roughly 19% of gross pay — within the 30% comfort line.

The Accountant pay ladder in Chicago

Entry-level (10th percentile) Accountants earn about $52,080; the top 10% reach $132,430 — a $80,350 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Accountant job market in Chicago

Chicago employs roughly 41,820 Accountants. It’s a sizable local market to build a career in.

Compare Chicago with other cities

See the full Accountant salary by city ranking to weigh Chicago against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Accountants make in Chicago?

The average Accountant in Chicago, IL earns about $89,490 per year, 1.4% below the national average of $90,780.

What is the take-home pay for Accountants in Chicago after taxes?

After federal and IL taxes, this $89,490 salary is worth about $67,356 a year - roughly $5,613 a month in take-home pay, an effective tax rate near 25%.

What do the highest-paid Accountants earn in Chicago?

The top 10% of Accountants in Chicago earn about $132,430 a year, versus about $52,080 for the bottom 10%.

Can Accountants afford a home in Chicago?

A typical Chicago home runs about $315,200 - roughly 3.5x this salary, within reach by the classic 3x rule of thumb.

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