Average Accountant Salary in Baltimore, MD

The average Accountant in Baltimore, MD earns $91,270 per year. See how this compares to the national average and what it means for your budget.

Average Salary
$91270
Median Salary
$81390
vs. National
0.5% above
Real Pay (COL-adjusted)
$87351

“Real pay” adjusts the average for Baltimore’s cost of living (Regional Price Parity 104.487, U.S. average = 100) — what this salary is worth in national-average dollars.

What Accountants actually earn in Baltimore

The spread from entry-level (10th percentile) to top earners (90th), from BLS wage data.

10th (entry) $58250
25th $65980
Median $81390
75th $103470
90th (top) $138080

11640 Accountants employed in the Baltimore metro.

Can a Accountant afford a home in Baltimore?

Max home price under the 28% rule (housing ≤ 28% of gross), 10% down, 6.7% 30-yr rate. Median Baltimore home: $219300.

Earnings levelSalaryMax homeMedian home?
Entry (10th)$58250$234036Yes
Median$81390$327008Yes
Top (90th)$138080$554777Yes

What’s this salary worth in another city?

What you earn (or want to compare)

Take-home pay for a Accountant in Baltimore

Estimated pay after federal, FICA, and MD state taxes (2026). Prefilled with the local average — adjust for your situation.

Estimate only — not tax advice. Tax year 2026, federal + FICA + state (single or married filing jointly). Excludes local/city income taxes (e.g., NYC, Philadelphia) and individual credits. See our methodology.

Baltimore at a glance

Population577193
Median household income$59623
Median home value$219300
Median rent$1290/mo
Cost of living (RPP, U.S.=100)104.487
Bachelor’s degree or higher18.1%
Poverty rate19.4%

In Baltimore, MD, Accountants earn a median of $81,390 a year — about 10% below the U.S. median of $90,780. Among the 50 metros tracked here for this role, that ranks #16.

What that pay is worth in Baltimore

Local prices run 104 on the BEA cost-of-living index (U.S. = 100), so a $91,270 salary buys less than it looks — about $87,351 in national-average buying power.

Can Accountants afford a home in Baltimore?

A typical Baltimore home runs about $219,300 — 2.4 times the average Accountant salary, very affordable against the classic 3x rule of thumb. Median rent near $1,290/mo takes roughly 17% of gross pay — within the 30% comfort line.

The Accountant pay ladder in Baltimore

Entry-level (10th percentile) Accountants earn about $58,250; the top 10% reach $138,080 — a $79,830 spread, wide for this field. Most of that gap comes down to experience, employer, and how hard you negotiate.

The Accountant job market in Baltimore

Baltimore employs roughly 11,640 Accountants. It’s a sizable local market to build a career in.

Compare Baltimore with other cities

See the full Accountant salary by city ranking to weigh Baltimore against the other metros on both pay and cost-adjusted value, or use the cost-of-living calculator to compare any two cities directly.

Frequently asked questions

How much do Accountants make in Baltimore?

The average Accountant in Baltimore, MD earns about $91,270 per year, 0.5% above the national average of $90,780.

What is the take-home pay for Accountants in Baltimore after taxes?

After federal and MD taxes, this $91,270 salary is worth about $68,914 a year - roughly $5,742 a month in take-home pay, an effective tax rate near 24%.

What do the highest-paid Accountants earn in Baltimore?

The top 10% of Accountants in Baltimore earn about $138,080 a year, versus about $58,250 for the bottom 10%.

Can Accountants afford a home in Baltimore?

A typical Baltimore home runs about $219,300 - roughly 2.4x this salary, within reach by the classic 3x rule of thumb.

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