A $75,000 salary in Denver needs to be about $69,500 in Austin to keep pace with local prices. The tax math then pays you a second time: the same $75,000 takes home $2,592 more in Texas than in Colorado. Here is the full money math, plus the paperwork checklist that actually changes when you cross a state line.
The money math
What your salary needs to be
| From (anchor metro) | To (anchor metro) | $75,000 becomes | Price gap |
|---|---|---|---|
| Denver (RPP 105.8) | Austin (RPP 98.1) | $69,500 | -7.3% |
| Denver (RPP 105.8) | Dallas (RPP 103.1) | $73,100 | -2.5% |
| Colorado Springs (RPP 100.7) | Austin (RPP 98.1) | $73,000 | -2.6% |
| Colorado Springs (RPP 100.7) | Dallas (RPP 103.1) | $76,800 | +2.4% |
Equivalent salary = $75,000 x destination RPP / origin RPP, using BEA Regional Price Parities (US average = 100) for the anchor metros of each state on this route. Rounded to the nearest $100.
Take-home pay at $75,000 in both states
| State | Federal tax | FICA | State income tax | Take-home | Effective rate |
|---|---|---|---|---|---|
| Colorado | $7,670 | $5,738 | $2,592 | $59,001 | 21.3% |
| Texas | $7,670 | $5,738 | $0 | $61,592 | 17.9% |
Single filer, standard deduction, no 401(k) contributions, from the same 2026 engine that powers our paycheck calculators.
The state tax switch
Colorado taxes wages at a flat 4.4 percent, about $2,592 a year at a $75,000 salary. Texas levies no state income tax on wages. At $75,000 state income tax drops by $2,592, which lands directly on your take-home: $2,592 more at the same salary.
What changes when you move
Three pieces of paperwork follow every Colorado to Texas move. The deadlines are set by state law and they differ, so treat each agency’s own page as the source of truth:
- State tax residency. The year you move you will generally file a part-year return in each state, splitting income by when you earned it. Give both agencies your move date: Colorado Department of Revenue and Texas Comptroller of Public Accounts.
- Payroll withholding. Update your address with payroll, refile your federal W-4, and drop the Colorado state withholding form: Texas levies no state income tax on wages, so only federal withholding applies. The Texas paycheck calculator shows the new net pay.
- Driver’s license and vehicle registration. Every state gives new residents a window, typically 30 to 60 days, to swap a license and plates. Check the current deadline at the Colorado DMV and the Texas DMV.
The move itself is the one cost we quote no dollars for: it swings too far between a self-drive and a full-service interstate move to generalize. Whatever the quote, verify the mover before paying a deposit: Protect Your Move (FMCSA).
Where to go next
- Denver vs Austin cost of living comparison
- Denver vs Dallas cost of living comparison
- Colorado Springs vs Austin cost of living comparison
- Dallas vs Colorado Springs cost of living comparison
- The cost of living in Austin
- The cost of living in Dallas
- Run your exact salary through the cost of living raise calculator
- Take-home pay at any salary: the Texas paycheck calculator
- All city-to-city cost of living comparisons