Iowa has a flat 3.80% state income tax. Here’s the take-home pay for a single filer at common salary levels in 2026 (federal income tax + FICA + state tax):
| Salary | Federal | FICA | State | Take-home | Effective rate |
|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $908 | $33,412 | 16.5% |
| $60,000 | $5,020 | $4,590 | $1,668 | $48,722 | 18.8% |
| $80,000 | $8,770 | $6,120 | $2,428 | $62,682 | 21.6% |
| $100,000 | $13,170 | $7,650 | $3,188 | $75,992 | 24.0% |
| $150,000 | $24,734 | $11,475 | $5,088 | $108,703 | 27.5% |
Enter your own salary, pay frequency, and 401(k) contributions in the calculator below to see your exact net pay - hourly, weekly, or annual.
How Iowa take-home pay works
Every paycheck is reduced by three things: federal income tax (2026 brackets), FICA (6.2% Social Security + 1.45% Medicare, 7.65% combined), and a flat 3.80% state income tax. Because the state rate is flat, Iowa applies the same 3.80% to every dollar of taxable income, so the state share of your paycheck is easy to predict.
What $75,000 becomes after taxes in Iowa
A $75,000 salary in Iowa leaves a single filer with $59,354 a year after federal income tax, FICA, and Iowa state income tax - about $4,946 a month or $2,283 per biweekly check, an all-in effective rate of 20.9%. The same computation at other salary levels, single filer with the standard deduction and no 401(k):
| Salary | Take-home per year | Monthly | Biweekly | Weekly | Hourly |
|---|---|---|---|---|---|
| $40,000 | $33,412 | $2,784 | $1,285 | $643 | $16.06 |
| $60,000 | $48,722 | $4,060 | $1,874 | $937 | $23.42 |
| $80,000 | $62,682 | $5,223 | $2,411 | $1,205 | $30.14 |
| $100,000 | $75,992 | $6,333 | $2,923 | $1,461 | $36.53 |
| $150,000 | $108,703 | $9,059 | $4,181 | $2,090 | $52.26 |
Hourly figures divide the annual take-home by 2,080 paid hours (40 a week for 52 weeks). Run your own number: the take-home calculator applies the same 2026 brackets to any salary, filing status, or 401(k) contribution.
Frequently asked questions
Does Iowa have a state income tax?
Yes. Iowa applies a flat 3.80% state income tax on top of federal income tax and FICA.
How much is $60,000 after taxes in Iowa?
A $60,000 salary in Iowa takes home about $48,722 a year (about $4,060 a month) for a single filer - an effective tax rate near 18.8%.
What is the take-home pay on $100,000 in Iowa?
$100,000 in Iowa nets roughly $75,992 a year (about $6,333 a month) after federal, FICA, and state taxes - an effective rate near 24.0%.
How is take-home pay calculated in Iowa?
We subtract 2026 federal income tax, FICA (6.2% Social Security plus 1.45% Medicare), and a flat 3.80% state income tax from your gross pay. Use the calculator for married-filing-jointly, 401(k) contributions, and any salary.