Cost of Living by City (2026) on Kultranz

Cost of Living in Albuquerque, NM (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Albuquerque has a cost-of-living index of 96 against a US average of 100 — about 4% below average. $100,000 of income here is worth roughly $104,662 at the national average.

What it costs to live in Albuquerque

Measure	Albuquerque	US average
Cost-of-living index	96	100
Median rent	$1,085/mo	-
Median home value	$266,700	-
Median household income	$65,604	-
Population	562,488	-

Monthly cost breakdown in Albuquerque

Estimates use BLS Consumer Expenditure Survey shares scaled by the local cost-of-living index. Housing uses the city’s median rent; the owning column uses a 30-year mortgage at 6.7% with 10% down on the median home.

Cost of Living in Atlanta, GA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Atlanta has a cost-of-living index of 100 against a US average of 100 — about 0% above average. $100,000 of income here is worth roughly $99,942 at the national average.

What it costs to live in Atlanta

Measure	Atlanta	US average
Cost-of-living index	100	100
Median rent	$1,617/mo	-
Median home value	$420,600	-
Median household income	$81,938	-
Population	499,287	-

Monthly cost breakdown in Atlanta

Cost of Living in Austin, TX (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Austin has a cost-of-living index of 98 against a US average of 100 — about 2% below average. $100,000 of income here is worth roughly $101,972 at the national average.

What it costs to live in Austin

Measure	Austin	US average
Cost-of-living index	98	100
Median rent	$1,655/mo	-
Median home value	$512,700	-
Median household income	$91,461	-
Population	967,862	-

Monthly cost breakdown in Austin

Cost of Living in Baltimore, MD (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Baltimore has a cost-of-living index of 104 against a US average of 100 — about 4% above average. $100,000 of income here is worth roughly $95,706 at the national average.

What it costs to live in Baltimore

Measure	Baltimore	US average
Cost-of-living index	104	100
Median rent	$1,290/mo	-
Median home value	$219,300	-
Median household income	$59,623	-
Population	577,193	-

Monthly cost breakdown in Baltimore

Cost of Living in Boston, MA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Boston has a cost-of-living index of 108 against a US average of 100 — about 8% above average. $100,000 of income here is worth roughly $92,365 at the national average.

What it costs to live in Boston

Measure	Boston	US average
Cost-of-living index	108	100
Median rent	$2,093/mo	-
Median home value	$710,400	-
Median household income	$94,755	-
Population	663,972	-

Monthly cost breakdown in Boston

Cost of Living in Charlotte, NC (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Charlotte has a cost-of-living index of 97 against a US average of 100 — about 3% below average. $100,000 of income here is worth roughly $102,724 at the national average.

What it costs to live in Charlotte

Measure	Charlotte	US average
Cost-of-living index	97	100
Median rent	$1,504/mo	-
Median home value	$351,500	-
Median household income	$78,438	-
Population	886,283	-

Monthly cost breakdown in Charlotte

Cost of Living in Chicago, IL (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Chicago has a cost-of-living index of 104 against a US average of 100 — about 4% above average. $100,000 of income here is worth roughly $96,530 at the national average.

What it costs to live in Chicago

Measure	Chicago	US average
Cost-of-living index	104	100
Median rent	$1,380/mo	-
Median home value	$315,200	-
Median household income	$75,134	-
Population	2,707,648	-

Monthly cost breakdown in Chicago

Cost of Living in Colorado Springs, CO (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Colorado Springs has a cost-of-living index of 101 against a US average of 100 — about 1% above average. $100,000 of income here is worth roughly $99,298 at the national average.

What it costs to live in Colorado Springs

Measure	Colorado Springs	US average
Cost-of-living index	101	100
Median rent	$1,562/mo	-
Median home value	$420,700	-
Median household income	$83,198	-
Population	483,099	-

Monthly cost breakdown in Colorado Springs

Cost of Living in Columbus, OH (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Columbus has a cost-of-living index of 95 against a US average of 100 — about 5% below average. $100,000 of income here is worth roughly $104,746 at the national average.

What it costs to live in Columbus

Measure	Columbus	US average
Cost-of-living index	95	100
Median rent	$1,224/mo	-
Median home value	$234,500	-
Median household income	$65,327	-
Population	906,480	-

Monthly cost breakdown in Columbus

Cost of Living in Dallas, TX (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Dallas has a cost-of-living index of 103 against a US average of 100 — about 3% above average. $100,000 of income here is worth roughly $97,003 at the national average.

What it costs to live in Dallas

Measure	Dallas	US average
Cost-of-living index	103	100
Median rent	$1,403/mo	-
Median home value	$295,300	-
Median household income	$67,760	-
Population	1,299,553	-

Monthly cost breakdown in Dallas

Cost of Living in Denver, CO (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Denver has a cost-of-living index of 106 against a US average of 100 — about 6% above average. $100,000 of income here is worth roughly $94,534 at the national average.

What it costs to live in Denver

Measure	Denver	US average
Cost-of-living index	106	100
Median rent	$1,770/mo	-
Median home value	$586,700	-
Median household income	$91,681	-
Population	713,734	-

Monthly cost breakdown in Denver

Cost of Living in Detroit, MI (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Detroit has a cost-of-living index of 100 against a US average of 100 — about 0% above average. $100,000 of income here is worth roughly $99,703 at the national average.

What it costs to live in Detroit

Measure	Detroit	US average
Cost-of-living index	100	100
Median rent	$1,034/mo	-
Median home value	$76,800	-
Median household income	$39,575	-
Population	636,644	-

Monthly cost breakdown in Detroit

Cost of Living in El Paso, TX (2026)

Fri, 31 Jul 2026 00:00:00 +0000

El Paso has a cost-of-living index of 90 against a US average of 100 — about 10% below average. $100,000 of income here is worth roughly $111,220 at the national average.

What it costs to live in El Paso

Measure	El Paso	US average
Cost-of-living index	90	100
Median rent	$1,041/mo	-
Median home value	$171,700	-
Median household income	$58,734	-
Population	678,147	-

Monthly cost breakdown in El Paso

Cost of Living in Fort Worth, TX (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Fort Worth has a cost-of-living index of 103 against a US average of 100 — about 3% above average. $100,000 of income here is worth roughly $97,003 at the national average.

What it costs to live in Fort Worth

Measure	Fort Worth	US average
Cost-of-living index	103	100
Median rent	$1,412/mo	-
Median home value	$277,300	-
Median household income	$76,602	-
Population	941,311	-

Monthly cost breakdown in Fort Worth

Cost of Living in Fresno, CA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Fresno has a cost-of-living index of 102 against a US average of 100 — about 2% above average. $100,000 of income here is worth roughly $97,888 at the national average.

What it costs to live in Fresno

Measure	Fresno	US average
Cost-of-living index	102	100
Median rent	$1,324/mo	-
Median home value	$348,500	-
Median household income	$66,804	-
Population	543,615	-

Monthly cost breakdown in Fresno

Cost of Living in Houston, TX (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Houston has a cost-of-living index of 99 against a US average of 100 — about 1% below average. $100,000 of income here is worth roughly $101,390 at the national average.

What it costs to live in Houston

Measure	Houston	US average
Cost-of-living index	99	100
Median rent	$1,313/mo	-
Median home value	$253,400	-
Median household income	$62,894	-
Population	2,300,419	-

Monthly cost breakdown in Houston

Cost of Living in Indianapolis, IN (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Indianapolis has a cost-of-living index of 96 against a US average of 100 — about 4% below average. $100,000 of income here is worth roughly $104,498 at the national average.

What it costs to live in Indianapolis

Measure	Indianapolis	US average
Cost-of-living index	96	100
Median rent	$1,112/mo	-
Median home value	$207,000	-
Median household income	$62,995	-
Population	882,043	-

Monthly cost breakdown in Indianapolis

Cost of Living in Jacksonville, FL (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Jacksonville has a cost-of-living index of 99 against a US average of 100 — about 1% below average. $100,000 of income here is worth roughly $100,519 at the national average.

What it costs to live in Jacksonville

Measure	Jacksonville	US average
Cost-of-living index	99	100
Median rent	$1,375/mo	-
Median home value	$266,100	-
Median household income	$66,981	-
Population	961,739	-

Monthly cost breakdown in Jacksonville

Cost of Living in Kansas City, MO (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Kansas City has a cost-of-living index of 93 against a US average of 100 — about 7% below average. $100,000 of income here is worth roughly $108,058 at the national average.

What it costs to live in Kansas City

Measure	Kansas City	US average
Cost-of-living index	93	100
Median rent	$1,186/mo	-
Median home value	$227,000	-
Median household income	$67,449	-
Population	508,233	-

Monthly cost breakdown in Kansas City

Cost of Living in Las Vegas, NV (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Las Vegas has a cost-of-living index of 100 against a US average of 100 — about 0% above average. $100,000 of income here is worth roughly $99,785 at the national average.

What it costs to live in Las Vegas

Measure	Las Vegas	US average
Cost-of-living index	100	100
Median rent	$1,456/mo	-
Median home value	$395,300	-
Median household income	$70,723	-
Population	650,873	-

Monthly cost breakdown in Las Vegas

Cost of Living in Los Angeles, CA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Los Angeles has a cost-of-living index of 114 against a US average of 100 — about 14% above average. $100,000 of income here is worth roughly $88,055 at the national average.

What it costs to live in Los Angeles

Measure	Los Angeles	US average
Cost-of-living index	114	100
Median rent	$1,879/mo	-
Median home value	$879,500	-
Median household income	$80,366	-
Population	3,857,897	-

Monthly cost breakdown in Los Angeles

Cost of Living in Louisville, KY (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Louisville has a cost-of-living index of 93 against a US average of 100 — about 7% below average. $100,000 of income here is worth roughly $107,441 at the national average.

What it costs to live in Louisville

Measure	Louisville	US average
Cost-of-living index	93	100
Median rent	$1,069/mo	-
Median home value	$221,500	-
Median household income	$64,731	-
Population	627,210	-

Monthly cost breakdown in Louisville

Cost of Living in Memphis, TN (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Memphis has a cost-of-living index of 92 against a US average of 100 — about 8% below average. $100,000 of income here is worth roughly $108,485 at the national average.

What it costs to live in Memphis

Measure	Memphis	US average
Cost-of-living index	92	100
Median rent	$1,123/mo	-
Median home value	$157,100	-
Median household income	$51,211	-
Population	629,063	-

Monthly cost breakdown in Memphis

Cost of Living in Miami, FL (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Miami has a cost-of-living index of 114 against a US average of 100 — about 14% above average. $100,000 of income here is worth roughly $87,600 at the national average.

What it costs to live in Miami

Measure	Miami	US average
Cost-of-living index	114	100
Median rent	$1,657/mo	-
Median home value	$475,200	-
Median household income	$59,390	-
Population	446,663	-

Monthly cost breakdown in Miami

Cost of Living in Milwaukee, WI (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Milwaukee has a cost-of-living index of 97 against a US average of 100 — about 3% below average. $100,000 of income here is worth roughly $103,160 at the national average.

What it costs to live in Milwaukee

Measure	Milwaukee	US average
Cost-of-living index	97	100
Median rent	$1,033/mo	-
Median home value	$172,000	-
Median household income	$51,888	-
Population	569,756	-

Monthly cost breakdown in Milwaukee

Cost of Living in Minneapolis, MN (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Minneapolis has a cost-of-living index of 105 against a US average of 100 — about 5% above average. $100,000 of income here is worth roughly $95,400 at the national average.

What it costs to live in Minneapolis

Measure	Minneapolis	US average
Cost-of-living index	105	100
Median rent	$1,329/mo	-
Median home value	$345,600	-
Median household income	$80,269	-
Population	426,845	-

Monthly cost breakdown in Minneapolis

Cost of Living in Nashville, TN (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Nashville has a cost-of-living index of 96 against a US average of 100 — about 4% below average. $100,000 of income here is worth roughly $103,801 at the national average.

What it costs to live in Nashville

Measure	Nashville	US average
Cost-of-living index	96	100
Median rent	$1,486/mo	-
Median home value	$383,100	-
Median household income	$75,197	-
Population	684,298	-

Monthly cost breakdown in Nashville

Cost of Living in New Orleans, LA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

New Orleans has a cost-of-living index of 93 against a US average of 100 — about 7% below average. $100,000 of income here is worth roughly $107,995 at the national average.

What it costs to live in New Orleans

Measure	New Orleans	US average
Cost-of-living index	93	100
Median rent	$1,211/mo	-
Median home value	$296,400	-
Median household income	$55,339	-
Population	376,035	-

Monthly cost breakdown in New Orleans

Cost of Living in New York, NY (2026)

Fri, 31 Jul 2026 00:00:00 +0000

New York has a cost-of-living index of 113 against a US average of 100 — about 13% above average. $100,000 of income here is worth roughly $88,839 at the national average.

What it costs to live in New York

Measure	New York	US average
Cost-of-living index	113	100
Median rent	$1,779/mo	-
Median home value	$751,700	-
Median household income	$79,713	-
Population	8,516,202	-

Monthly cost breakdown in New York

Cost of Living in Oklahoma City, OK (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Oklahoma City has a cost-of-living index of 90 against a US average of 100 — about 10% below average. $100,000 of income here is worth roughly $110,610 at the national average.

What it costs to live in Oklahoma City

Measure	Oklahoma City	US average
Cost-of-living index	90	100
Median rent	$1,083/mo	-
Median home value	$215,100	-
Median household income	$66,702	-
Population	688,693	-

Monthly cost breakdown in Oklahoma City

Cost of Living in Omaha, NE (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Omaha has a cost-of-living index of 92 against a US average of 100 — about 8% below average. $100,000 of income here is worth roughly $108,801 at the national average.

What it costs to live in Omaha

Measure	Omaha	US average
Cost-of-living index	92	100
Median rent	$1,150/mo	-
Median home value	$230,100	-
Median household income	$72,708	-
Population	488,197	-

Monthly cost breakdown in Omaha

Cost of Living in Philadelphia, PA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Philadelphia has a cost-of-living index of 103 against a US average of 100 — about 3% above average. $100,000 of income here is worth roughly $97,510 at the national average.

What it costs to live in Philadelphia

Measure	Philadelphia	US average
Cost-of-living index	103	100
Median rent	$1,323/mo	-
Median home value	$232,400	-
Median household income	$60,698	-
Population	1,582,432	-

Monthly cost breakdown in Philadelphia

Cost of Living in Phoenix, AZ (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Phoenix has a cost-of-living index of 103 against a US average of 100 — about 3% above average. $100,000 of income here is worth roughly $96,790 at the national average.

What it costs to live in Phoenix

Measure	Phoenix	US average
Cost-of-living index	103	100
Median rent	$1,458/mo	-
Median home value	$381,900	-
Median household income	$77,041	-
Population	1,624,832	-

Monthly cost breakdown in Phoenix

Cost of Living in Portland, OR (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Portland has a cost-of-living index of 105 against a US average of 100 — about 5% above average. $100,000 of income here is worth roughly $94,858 at the national average.

What it costs to live in Portland

Measure	Portland	US average
Cost-of-living index	105	100
Median rent	$1,596/mo	-
Median home value	$557,600	-
Median household income	$88,792	-
Population	642,715	-

Monthly cost breakdown in Portland

Cost of Living in Raleigh, NC (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Raleigh has a cost-of-living index of 98 against a US average of 100 — about 2% below average. $100,000 of income here is worth roughly $101,878 at the national average.

What it costs to live in Raleigh

Measure	Raleigh	US average
Cost-of-living index	98	100
Median rent	$1,468/mo	-
Median home value	$377,800	-
Median household income	$82,424	-
Population	470,763	-

Monthly cost breakdown in Raleigh

Cost of Living in Sacramento, CA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Sacramento has a cost-of-living index of 107 against a US average of 100 — about 7% above average. $100,000 of income here is worth roughly $93,747 at the national average.

What it costs to live in Sacramento

Measure	Sacramento	US average
Cost-of-living index	107	100
Median rent	$1,694/mo	-
Median home value	$484,600	-
Median household income	$83,753	-
Population	524,802	-

Monthly cost breakdown in Sacramento

Cost of Living in San Antonio, TX (2026)

Fri, 31 Jul 2026 00:00:00 +0000

San Antonio has a cost-of-living index of 95 against a US average of 100 — about 5% below average. $100,000 of income here is worth roughly $105,579 at the national average.

What it costs to live in San Antonio

Measure	San Antonio	US average
Cost-of-living index	95	100
Median rent	$1,258/mo	-
Median home value	$219,700	-
Median household income	$62,917	-
Population	1,458,954	-

Monthly cost breakdown in San Antonio

Cost of Living in San Diego, CA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

San Diego has a cost-of-living index of 112 against a US average of 100 — about 12% above average. $100,000 of income here is worth roughly $89,376 at the national average.

What it costs to live in San Diego

Measure	San Diego	US average
Cost-of-living index	112	100
Median rent	$2,223/mo	-
Median home value	$848,500	-
Median household income	$104,321	-
Population	1,385,061	-

Monthly cost breakdown in San Diego

Cost of Living in San Francisco, CA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

San Francisco has a cost-of-living index of 116 against a US average of 100 — about 16% above average. $100,000 of income here is worth roughly $86,495 at the national average.

What it costs to live in San Francisco

Measure	San Francisco	US average
Cost-of-living index	116	100
Median rent	$2,419/mo	-
Median home value	$1,380,500	-
Median household income	$141,446	-
Population	836,321	-

Monthly cost breakdown in San Francisco

Cost of Living in San Jose, CA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

San Jose has a cost-of-living index of 110 against a US average of 100 — about 10% above average. $100,000 of income here is worth roughly $90,561 at the national average.

What it costs to live in San Jose

Measure	San Jose	US average
Cost-of-living index	110	100
Median rent	$2,617/mo	-
Median home value	$1,187,800	-
Median household income	$141,565	-
Population	990,054	-

Monthly cost breakdown in San Jose

Cost of Living in Seattle, WA (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Seattle has a cost-of-living index of 111 against a US average of 100 — about 11% above average. $100,000 of income here is worth roughly $89,982 at the national average.

What it costs to live in Seattle

Measure	Seattle	US average
Cost-of-living index	111	100
Median rent	$1,998/mo	-
Median home value	$912,100	-
Median household income	$121,984	-
Population	741,440	-

Monthly cost breakdown in Seattle

Cost of Living in Tucson, AZ (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Tucson has a cost-of-living index of 97 against a US average of 100 — about 3% below average. $100,000 of income here is worth roughly $103,203 at the national average.

What it costs to live in Tucson

Measure	Tucson	US average
Cost-of-living index	97	100
Median rent	$1,079/mo	-
Median home value	$242,200	-
Median household income	$54,546	-
Population	543,348	-

Monthly cost breakdown in Tucson

Cost of Living in Tulsa, OK (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Tulsa has a cost-of-living index of 89 against a US average of 100 — about 11% below average. $100,000 of income here is worth roughly $112,090 at the national average.

What it costs to live in Tulsa

Measure	Tulsa	US average
Cost-of-living index	89	100
Median rent	$998/mo	-
Median home value	$189,600	-
Median household income	$58,407	-
Population	412,322	-

Monthly cost breakdown in Tulsa

Cost of Living in Washington, DC (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Washington has a cost-of-living index of 109 against a US average of 100 — about 9% above average. $100,000 of income here is worth roughly $91,841 at the national average.

What it costs to live in Washington

Measure	Washington	US average
Cost-of-living index	109	100
Median rent	$1,900/mo	-
Median home value	$724,600	-
Median household income	$106,287	-
Population	672,079	-

Monthly cost breakdown in Washington

Cost of Living in Wichita, KS (2026)

Fri, 31 Jul 2026 00:00:00 +0000

Wichita has a cost-of-living index of 89 against a US average of 100 — about 11% below average. $100,000 of income here is worth roughly $112,428 at the national average.

What it costs to live in Wichita

Measure	Wichita	US average
Cost-of-living index	89	100
Median rent	$960/mo	-
Median home value	$179,500	-
Median household income	$63,072	-
Population	396,488	-