Raleigh is about 7% more expensive than Omaha overall - $100,000 in Omaha is worth about $106,796 in Raleigh.
The housing gap between Omaha and Raleigh is the headline story. A median home in Raleigh costs $377,800 compared to $230,100 in Omaha - a 64% difference that shapes everything from your down-payment timeline to your commute radius. For first-time buyers, that translates to a $37,780 down payment in Raleigh versus $23,010 in Omaha.
Renters see the same pattern. The typical apartment in Raleigh costs $1,468/month versus $1,150/month in Omaha. But income matters too: the median household in Omaha earns $72,708 and in Raleigh earns $82,424. That means rent swallows about 19.0% of median income in Omaha and 21.4% in Raleigh.
Both cities are similarly sized metros - Omaha has 488,197 people and Raleigh has 470,763. That means comparable access to jobs, airports, and cultural amenities without the extremes of a mega-city.
Monthly cost breakdown: Omaha vs Raleigh
These estimates use BLS Consumer Expenditure Survey shares scaled by each city’s cost-of-living index. Housing uses the city’s actual median rent; ownership uses a 6.7%, 30-year mortgage with 10% down on the median home.
| Category | Omaha (rent) | Raleigh (rent) | Omaha (own) | Raleigh (own) |
|---|---|---|---|---|
| Housing | $1,150 | $1,468 | $1,336 | $2,194 |
| Transportation | $913 | $1,106 | $913 | $1,106 |
| Food | $718 | $870 | $718 | $870 |
| Healthcare | $451 | $546 | $451 | $546 |
| Other | $1,604 | $1,942 | $1,604 | $1,942 |
| Total | $4,837 | $5,931 | $5,023 | $6,657 |
Scenario: who actually wins?
The Renter
If you rent a median apartment and keep other spending typical, your monthly nut in Raleigh is roughly $17,616 per year in rent alone - $3,816 more than in Omaha. Add utilities, food, and transport and the annual gap widens. The crossover point: you need to earn about $106,796 in Raleigh to match $100,000 in Omaha.
The First-Time Buyer
A 10% down payment on the median home costs $37,780 in Raleigh versus $23,010 in Omaha. On a 30-year fixed mortgage at 6.7%, the monthly P&I difference is roughly $858. Over five years, that’s $51,466 in extra (or saved) housing costs.
The Remote Worker
If your salary is locked to a national scale regardless of location, Omaha is the obvious win. A $120,000 remote salary in Omaha has the purchasing power of about $128,155 in Raleigh. The catch: some employers use location-based pay bands, which can erase part of that advantage.
The Family of Four
With two median incomes, a household in Omaha earns roughly $109,062 and in Raleigh earns $123,636. After housing, the next biggest budget line is usually childcare and education - costs that vary less by city than housing does. The family math usually comes down to: can you afford the home you want on local salaries? In Raleigh, that answer is harder.
Omaha vs Raleigh: the numbers
| Metric | Omaha | Raleigh | Difference |
|---|---|---|---|
| Cost-of-living index (US=100) | 92 | 98 | +7% |
| Median rent | $1,150 | $1,468 | +28% |
| Median home value | $230,100 | $377,800 | +64% |
| Median household income | $72,708 | $82,424 | +13% |
Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.
What your salary is worth
A $100,000 salary in Omaha has the same buying power as about $106,796 in Raleigh. Going the other way, $100,000 in Raleigh is like $93,637 in Omaha.
Use the calculator below to compare any salary between Omaha and Raleigh.
Job market snapshot: Omaha vs Raleigh
Highest-paying roles with available data. Median salary where BLS publishes one, otherwise the average - the median avoids skew from senior outliers, so it is preferred when present.
| Role | Omaha | Raleigh | Difference |
|---|---|---|---|
| Marketing Manager | $111,930 | $153,470 | +37% |
| Software Developer | $112,130 | $132,000 | +18% |
| Data Scientist | $95,550 | $126,950 | +33% |
| Project Manager | $61,710 | $100,050 | +62% |
| Mechanical Engineer | $86,240 | $99,560 | +15% |
| Physical Therapist | $87,210 | $90,400 | +4% |
Moving from Omaha to Raleigh: a practical checklist
Before you pack, run the numbers on these five items:
- Total compensation, not just base salary. Factor in bonuses, stock, 401(k) match, and remote-work stipends.
- Housing math for your situation. Rent vs. buy changes the winner. Use our calculator above to model both.
- State income tax. Omaha and Raleigh are in different states, so your take-home pay will shift even if your gross salary stays flat. See our paycheck calculator for the exact difference.
- Commute and transportation. Gas, insurance, and tolls vary by metro. Check whether your new commute is longer or shorter.
- Healthcare network coverage. If you have employer-sponsored insurance, confirm your preferred doctors and hospitals are in-network in Raleigh.
Run these through our cost-of-living calculator with your actual salary to get a personalized answer.