Cost of Living: Los Angeles vs San Antonio (2026)

Los Angeles vs San Antonio cost of living compared: rent, home prices, monthly costs, and what your salary is really worth. Los Angeles is about 17% less expensive than San Antonio - $100,000 in San Antonio is worth about $83,402 in Los Angeles.

Los Angeles is about 17% less expensive than San Antonio overall - $100,000 in San Antonio is worth about $83,402 in Los Angeles.

The housing gap between Los Angeles and San Antonio is the headline story. A median home in Los Angeles costs $879,500 compared to $219,700 in San Antonio - a 75% difference that shapes everything from your down-payment timeline to your commute radius. For first-time buyers, that translates to a $87,950 down payment in Los Angeles versus $21,970 in San Antonio.

Renters see the same pattern. The typical apartment in Los Angeles costs $1,879/month versus $1,258/month in San Antonio. But income matters too: the median household in Los Angeles earns $80,366 and in San Antonio earns $62,917. That means rent swallows about 28.1% of median income in Los Angeles and 24.0% in San Antonio.

Scale is another factor. Los Angeles is a much larger metro (3,857,897 people) compared to San Antonio (1,458,954), which affects job market depth, commute times, and amenities.

Monthly cost breakdown: Los Angeles vs San Antonio

These estimates use BLS Consumer Expenditure Survey shares scaled by each city’s cost-of-living index. Housing uses the city’s actual median rent; ownership uses a 6.7%, 30-year mortgage with 10% down on the median home.

CategoryLos Angeles (rent)San Antonio (rent)Los Angeles (own)San Antonio (own)
Housing$1,879$1,258$5,108$1,276
Transportation$1,247$814$1,247$814
Food$981$641$981$641
Healthcare$616$402$616$402
Other$2,190$1,430$2,190$1,430
Total$6,914$4,546$10,143$4,563

Scenario: who actually wins?

The Renter

If you rent a median apartment and keep other spending typical, your monthly nut in Los Angeles is roughly $22,548 per year in rent alone - $7,452 more than in San Antonio. Add utilities, food, and transport and the annual gap widens. The crossover point: you need to earn about $83,402 in Los Angeles to match $100,000 in San Antonio.

The First-Time Buyer

A 10% down payment on the median home costs $87,950 in Los Angeles versus $21,970 in San Antonio. On a 30-year fixed mortgage at 6.7%, the monthly P&I difference is roughly $3,832. Over five years, that’s $229,907 in extra (or saved) housing costs.

The Remote Worker

If your salary is locked to a national scale regardless of location, San Antonio is the obvious win. A $120,000 remote salary in San Antonio has the purchasing power of about $143,882 in Los Angeles. The catch: some employers use location-based pay bands, which can erase part of that advantage.

The Family of Four

With two median incomes, a household in Los Angeles earns roughly $120,549 and in San Antonio earns $94,376. After housing, the next biggest budget line is usually childcare and education - costs that vary less by city than housing does. The family math usually comes down to: can you afford the home you want on local salaries? In Los Angeles, that answer is harder.

Los Angeles vs San Antonio: the numbers

MetricLos AngelesSan AntonioDifference
Cost-of-living index (US=100)11495-17%
Median rent$1,879$1,258-33%
Median home value$879,500$219,700-75%
Median household income$80,366$62,917-22%

Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.

What your salary is worth

A $100,000 salary in Los Angeles has the same buying power as about $83,402 in San Antonio. Going the other way, $100,000 in San Antonio is like $119,902 in Los Angeles.

Use the calculator below to compare any salary between Los Angeles and San Antonio.

Job market snapshot: Los Angeles vs San Antonio

Highest-paying roles with available data - median salary, not average, to avoid skew from senior outliers.

RoleLos AngelesSan Antonio
Marketing Manager$165,030$125,290
Software Developer$153,560$124,600
Registered Nurse$129,000-
Data Scientist-$106,250
Physical Therapist-$101,380
Police Officer$113,460-
Mechanical Engineer-$99,130

Moving from Los Angeles to San Antonio: a practical checklist

Before you pack, run the numbers on these five items:

  1. Total compensation, not just base salary. Factor in bonuses, stock, 401(k) match, and remote-work stipends.
  2. Housing math for your situation. Rent vs. buy changes the winner. Use our calculator above to model both.
  3. State income tax. Los Angeles and San Antonio are in different states, so your take-home pay will shift even if your gross salary stays flat. See our paycheck calculator for the exact difference.
  4. Commute and transportation. Gas, insurance, and tolls vary by metro. Check whether your new commute is longer or shorter.
  5. Healthcare network coverage. If you have employer-sponsored insurance, confirm your preferred doctors and hospitals are in-network in San Antonio.

Run these through our cost-of-living calculator with your actual salary to get a personalized answer.

Compare any salary: Los Angeles vs San Antonio

What you earn (or want to compare)

Frequently Asked Questions

Los Angeles is more expensive. Its cost-of-living index is 114 vs 95 - a 17% difference. Your money goes further in San Antonio.

About $83,402 - that's what you'd need in San Antonio to maintain the same purchasing power as $100,000 in Los Angeles. Going the other way, $100,000 in San Antonio is like $119,902 in Los Angeles.

San Antonio is better for buyers. The median home costs $219,700 compared to $879,500 in Los Angeles, meaning a 10% down payment is $21,970 vs $87,950. That difference alone can shorten your savings timeline by years.

Partially. The median household in Los Angeles earns $80,366 and in San Antonio earns $62,917. But the cost gap is 17%, while the income gap is 22%. So the higher pay roughly keeps pace with costs. Run your specific salary through our calculator above to see your personal breakeven.

If your employer pays the same regardless of location, San Antonio wins on purchasing power. But check whether they use location-based pay bands - some companies adjust salaries to local markets, which can erase the advantage. Also factor in moving costs, state tax differences, and whether your professional network is stronger in one city.