Is Los Angeles or Minneapolis More Expensive? (2026)

Los Angeles costs 8% less than Minneapolis. $100,000 in Minneapolis is worth about $92,301 in Los Angeles. Compare rent, home prices and real pay.

Los Angeles is about 8% less expensive than Minneapolis overall - $100,000 in Minneapolis is worth about $92,301 in Los Angeles.

The housing gap between Los Angeles and Minneapolis is the headline story. A median home in Los Angeles costs $879,500 compared to $345,600 in Minneapolis - a 61% difference that shapes everything from your down-payment timeline to your commute radius. For first-time buyers, that translates to a $87,950 down payment in Los Angeles versus $34,560 in Minneapolis.

Renters see the same pattern. The typical apartment in Los Angeles costs $1,879/month versus $1,329/month in Minneapolis. But income matters too: the median household in Los Angeles earns $80,366 and in Minneapolis earns $80,269. That means rent swallows about 28.1% of median income in Los Angeles and 19.9% in Minneapolis.

Scale is another factor. Los Angeles is a much larger metro (3,857,897 people) compared to Minneapolis (426,845), which affects job market depth, commute times, and amenities.

Monthly cost breakdown: Los Angeles vs Minneapolis

These estimates use BLS Consumer Expenditure Survey shares scaled by each city’s cost-of-living index. Housing uses the city’s actual median rent; ownership uses a 6.7%, 30-year mortgage with 10% down on the median home.

CategoryLos Angeles (rent)Minneapolis (rent)Los Angeles (own)Minneapolis (own)
Housing$1,879$1,329$5,108$2,007
Transportation$1,247$1,150$1,247$1,150
Food$981$905$981$905
Healthcare$616$568$616$568
Other$2,190$2,019$2,190$2,019
Total$6,914$5,971$10,143$6,649

Scenario: who actually wins?

The Renter

If you rent a median apartment and keep other spending typical, your monthly nut in Los Angeles is roughly $22,548 per year in rent alone - $6,600 more than in Minneapolis. Add utilities, food, and transport and the annual gap widens. The crossover point: you need to earn about $92,301 in Los Angeles to match $100,000 in Minneapolis.

The First-Time Buyer

A 10% down payment on the median home costs $87,950 in Los Angeles versus $34,560 in Minneapolis. On a 30-year fixed mortgage at 6.7%, the monthly P&I difference is roughly $3,101. Over five years, that’s $186,038 in extra (or saved) housing costs.

The Remote Worker

If your salary is locked to a national scale regardless of location, Minneapolis is the obvious win. A $120,000 remote salary in Minneapolis has the purchasing power of about $130,010 in Los Angeles. The catch: some employers use location-based pay bands, which can erase part of that advantage.

The Family of Four

With two median incomes, a household in Los Angeles earns roughly $120,549 and in Minneapolis earns $120,404. After housing, the next biggest budget line is usually childcare and education - costs that vary less by city than housing does. The family math usually comes down to: can you afford the home you want on local salaries? In Los Angeles, that answer is harder.

Los Angeles vs Minneapolis: the numbers

MetricLos AngelesMinneapolisDifference
Cost-of-living index (US=100)114105-8%
Median rent$1,879$1,329-29%
Median home value$879,500$345,600-61%
Median household income$80,366$80,269-0%

Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.

What your salary is worth

A $100,000 salary in Los Angeles has the same buying power as about $92,301 in Minneapolis. Going the other way, $100,000 in Minneapolis is like $108,342 in Los Angeles.

Use the calculator below to compare any salary between Los Angeles and Minneapolis.

Job market snapshot: Los Angeles vs Minneapolis

Highest-paying roles with available data. Median salary where BLS publishes one, otherwise the average - the median avoids skew from senior outliers, so it is preferred when present.

RoleLos AngelesMinneapolisDifference
Marketing Manager$165,030$167,410+1%
Software Developer$153,560$127,720-17%
Registered Nurse$129,000$100,800-22%
Data Scientist$124,810$114,560-8%
Police Officer$113,460$91,000-20%
Financial Analyst$102,550$101,470-1%

Moving from Los Angeles to Minneapolis: a practical checklist

Before you pack, run the numbers on these five items:

  1. Total compensation, not just base salary. Factor in bonuses, stock, 401(k) match, and remote-work stipends.
  2. Housing math for your situation. Rent vs. buy changes the winner. Use our calculator above to model both.
  3. State income tax. Los Angeles and Minneapolis are in different states, so your take-home pay will shift even if your gross salary stays flat. See our paycheck calculator for the exact difference.
  4. Commute and transportation. Gas, insurance, and tolls vary by metro. Check whether your new commute is longer or shorter.
  5. Healthcare network coverage. If you have employer-sponsored insurance, confirm your preferred doctors and hospitals are in-network in Minneapolis.

Run these through our cost-of-living calculator with your actual salary to get a personalized answer.

Compare any salary: Los Angeles vs Minneapolis

What you earn (or want to compare)

Frequently Asked Questions

Los Angeles is more expensive. Its cost-of-living index is 114 vs 105 - a 8% difference. Your money goes further in Minneapolis.

About $92,301 - that's what you'd need in Minneapolis to maintain the same purchasing power as $100,000 in Los Angeles. Going the other way, $100,000 in Minneapolis is like $108,342 in Los Angeles.

Minneapolis is better for buyers. The median home costs $345,600 compared to $879,500 in Los Angeles, meaning a 10% down payment is $34,560 vs $87,950. That difference alone can shorten your savings timeline by years.

Partially. The median household in Los Angeles earns $80,366 and in Minneapolis earns $80,269. But the cost gap is 8%, while the income gap is 0%. So the higher pay does not fully offset the higher costs. Run your specific salary through our calculator above to see your personal breakeven.

If your employer pays the same regardless of location, Minneapolis wins on purchasing power. But check whether they use location-based pay bands - some companies adjust salaries to local markets, which can erase the advantage. Also factor in moving costs, state tax differences, and whether your professional network is stronger in one city.