Miami is about 1% more expensive than Los Angeles overall - $100,000 in Los Angeles is worth about $100,519 in Miami.
Housing costs separate Los Angeles and Miami more than any other category. The median home in Miami runs $475,200 versus $879,500 in Los Angeles, a 46% gap that matters whether you’re buying now or saving for a future purchase.
Renters see the same pattern. The typical apartment in Miami costs $1,657/month versus $1,879/month in Los Angeles. But income matters too: the median household in Los Angeles earns $80,366 and in Miami earns $59,390. That means rent swallows about 28.1% of median income in Los Angeles and 33.5% in Miami.
Scale is another factor. Los Angeles is a much larger metro (3,857,897 people) compared to Miami (446,663), which affects job market depth, commute times, and amenities.
Monthly cost breakdown: Los Angeles vs Miami
These estimates use BLS Consumer Expenditure Survey shares scaled by each city’s cost-of-living index. Housing uses the city’s actual median rent; ownership uses a 6.7%, 30-year mortgage with 10% down on the median home.
| Category | Los Angeles (rent) | Miami (rent) | Los Angeles (own) | Miami (own) |
|---|---|---|---|---|
| Housing | $1,879 | $1,657 | $5,108 | $2,760 |
| Transportation | $1,247 | $927 | $1,247 | $927 |
| Food | $981 | $729 | $981 | $729 |
| Healthcare | $616 | $458 | $616 | $458 |
| Other | $2,190 | $1,627 | $2,190 | $1,627 |
| Total | $6,914 | $5,397 | $10,143 | $6,500 |
Scenario: who actually wins?
The Renter
If you rent a median apartment and keep other spending typical, your monthly nut in Miami is roughly $22,548 per year in rent alone - $2,664 more than in Los Angeles. Add utilities, food, and transport and the annual gap widens. The crossover point: you need to earn about $100,519 in Miami to match $100,000 in Los Angeles.
The First-Time Buyer
A 10% down payment on the median home costs $87,950 in Miami versus $47,520 in Los Angeles. On a 30-year fixed mortgage at 6.7%, the monthly P&I difference is roughly $2,348. Over five years, that’s $140,878 in extra (or saved) housing costs.
The Remote Worker
If your salary is locked to a national scale regardless of location, Los Angeles is the obvious win. A $120,000 remote salary in Los Angeles has the purchasing power of about $120,622 in Miami. The catch: some employers use location-based pay bands, which can erase part of that advantage.
The Family of Four
With two median incomes, a household in Los Angeles earns roughly $120,549 and in Miami earns $89,085. After housing, the next biggest budget line is usually childcare and education - costs that vary less by city than housing does. The family math usually comes down to: can you afford the home you want on local salaries? In Miami, that answer is harder.
Los Angeles vs Miami: the numbers
| Metric | Los Angeles | Miami | Difference |
|---|---|---|---|
| Cost-of-living index (US=100) | 114 | 114 | +1% |
| Median rent | $1,879 | $1,657 | -12% |
| Median home value | $879,500 | $475,200 | -46% |
| Median household income | $80,366 | $59,390 | -26% |
Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.
What your salary is worth
A $100,000 salary in Los Angeles has the same buying power as about $100,519 in Miami. Going the other way, $100,000 in Miami is like $99,484 in Los Angeles.
Use the calculator below to compare any salary between Los Angeles and Miami.
Job market snapshot: Los Angeles vs Miami
Highest-paying roles with available data. Median salary where BLS publishes one, otherwise the average - the median avoids skew from senior outliers, so it is preferred when present.
| Role | Los Angeles | Miami | Difference |
|---|---|---|---|
| Marketing Manager | $165,030 | $137,270 | -17% |
| Software Developer | $153,560 | $129,330 | -16% |
| Registered Nurse | $129,000 | $83,590 | -35% |
| Data Scientist | $124,810 | $93,540 | -25% |
| Police Officer | $113,460 | $89,570 | -21% |
| Mechanical Engineer | $104,990 | $96,680 | -8% |
| Physical Therapist | $103,930 | $93,920 | -10% |
| Dental Hygienist | $99,629 | $94,948 | -5% |
Moving from Los Angeles to Miami: a practical checklist
Before you pack, run the numbers on these five items:
- Total compensation, not just base salary. Factor in bonuses, stock, 401(k) match, and remote-work stipends.
- Housing math for your situation. Rent vs. buy changes the winner. Use our calculator above to model both.
- State income tax. Los Angeles and Miami are in different states, so your take-home pay will shift even if your gross salary stays flat. See our paycheck calculator for the exact difference.
- Commute and transportation. Gas, insurance, and tolls vary by metro. Check whether your new commute is longer or shorter.
- Healthcare network coverage. If you have employer-sponsored insurance, confirm your preferred doctors and hospitals are in-network in Miami.
Run these through our cost-of-living calculator with your actual salary to get a personalized answer.