Los Angeles is about 19% less expensive than Memphis overall - $100,000 in Memphis is worth about $81,168 in Los Angeles.
The housing gap between Los Angeles and Memphis is the headline story. A median home in Los Angeles costs $879,500 compared to $157,100 in Memphis - a 82% difference that shapes everything from your down-payment timeline to your commute radius. For first-time buyers, that translates to a $87,950 down payment in Los Angeles versus $15,710 in Memphis.
Renters see the same pattern. The typical apartment in Los Angeles costs $1,879/month versus $1,123/month in Memphis. But income matters too: the median household in Los Angeles earns $80,366 and in Memphis earns $51,211. That means rent swallows about 28.1% of median income in Los Angeles and 26.3% in Memphis.
Scale is another factor. Los Angeles is a much larger metro (3,857,897 people) compared to Memphis (629,063), which affects job market depth, commute times, and amenities.
Monthly cost breakdown: Los Angeles vs Memphis
These estimates use BLS Consumer Expenditure Survey shares scaled by each city’s cost-of-living index. Housing uses the city’s actual median rent; ownership uses a 6.7%, 30-year mortgage with 10% down on the median home.
| Category | Los Angeles (rent) | Memphis (rent) | Los Angeles (own) | Memphis (own) |
|---|---|---|---|---|
| Housing | $1,879 | $1,123 | $5,108 | $912 |
| Transportation | $1,247 | $645 | $1,247 | $645 |
| Food | $981 | $507 | $981 | $507 |
| Healthcare | $616 | $319 | $616 | $319 |
| Other | $2,190 | $1,133 | $2,190 | $1,133 |
| Total | $6,914 | $3,727 | $10,143 | $3,517 |
Scenario: who actually wins?
The Renter
If you rent a median apartment and keep other spending typical, your monthly nut in Los Angeles is roughly $22,548 per year in rent alone - $9,072 more than in Memphis. Add utilities, food, and transport and the annual gap widens. The crossover point: you need to earn about $81,168 in Los Angeles to match $100,000 in Memphis.
The First-Time Buyer
A 10% down payment on the median home costs $87,950 in Los Angeles versus $15,710 in Memphis. On a 30-year fixed mortgage at 6.7%, the monthly P&I difference is roughly $4,195. Over five years, that’s $251,720 in extra (or saved) housing costs.
The Remote Worker
If your salary is locked to a national scale regardless of location, Memphis is the obvious win. A $120,000 remote salary in Memphis has the purchasing power of about $147,842 in Los Angeles. The catch: some employers use location-based pay bands, which can erase part of that advantage.
The Family of Four
With two median incomes, a household in Los Angeles earns roughly $120,549 and in Memphis earns $76,816. After housing, the next biggest budget line is usually childcare and education - costs that vary less by city than housing does. The family math usually comes down to: can you afford the home you want on local salaries? In Los Angeles, that answer is harder.
Los Angeles vs Memphis: the numbers
| Metric | Los Angeles | Memphis | Difference |
|---|---|---|---|
| Cost-of-living index (US=100) | 114 | 92 | -19% |
| Median rent | $1,879 | $1,123 | -40% |
| Median home value | $879,500 | $157,100 | -82% |
| Median household income | $80,366 | $51,211 | -36% |
Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.
What your salary is worth
A $100,000 salary in Los Angeles has the same buying power as about $81,168 in Memphis. Going the other way, $100,000 in Memphis is like $123,202 in Los Angeles.
Use the calculator below to compare any salary between Los Angeles and Memphis.
Job market snapshot: Los Angeles vs Memphis
Highest-paying roles with available data. Median salary where BLS publishes one, otherwise the average - the median avoids skew from senior outliers, so it is preferred when present.
| Role | Los Angeles | Memphis | Difference |
|---|---|---|---|
| Marketing Manager | $165,030 | $132,720 | -20% |
| Software Developer | $153,560 | $113,500 | -26% |
| Registered Nurse | $129,000 | $77,290 | -40% |
| Data Scientist | $124,810 | $101,120 | -19% |
| Police Officer | $113,460 | $64,360 | -43% |
| Mechanical Engineer | $104,990 | $99,990 | -5% |
| Physical Therapist | $103,930 | $100,220 | -4% |
Moving from Los Angeles to Memphis: a practical checklist
Before you pack, run the numbers on these five items:
- Total compensation, not just base salary. Factor in bonuses, stock, 401(k) match, and remote-work stipends.
- Housing math for your situation. Rent vs. buy changes the winner. Use our calculator above to model both.
- State income tax. Los Angeles and Memphis are in different states, so your take-home pay will shift even if your gross salary stays flat. See our paycheck calculator for the exact difference.
- Commute and transportation. Gas, insurance, and tolls vary by metro. Check whether your new commute is longer or shorter.
- Healthcare network coverage. If you have employer-sponsored insurance, confirm your preferred doctors and hospitals are in-network in Memphis.
Run these through our cost-of-living calculator with your actual salary to get a personalized answer.