Is Kansas City or Raleigh More Expensive? (2026)

Raleigh costs 6% more than Kansas City. $100,000 in Kansas City is worth about $106,066 in Raleigh. Compare rent, home prices and real pay.

Raleigh is about 6% more expensive than Kansas City overall - $100,000 in Kansas City is worth about $106,066 in Raleigh.

The housing gap between Kansas City and Raleigh is the headline story. A median home in Raleigh costs $377,800 compared to $227,000 in Kansas City - a 66% difference that shapes everything from your down-payment timeline to your commute radius. For first-time buyers, that translates to a $37,780 down payment in Raleigh versus $22,700 in Kansas City.

Renters see the same pattern. The typical apartment in Raleigh costs $1,468/month versus $1,186/month in Kansas City. But income matters too: the median household in Kansas City earns $67,449 and in Raleigh earns $82,424. That means rent swallows about 21.1% of median income in Kansas City and 21.4% in Raleigh.

Both cities are similarly sized metros - Kansas City has 508,233 people and Raleigh has 470,763. That means comparable access to jobs, airports, and cultural amenities without the extremes of a mega-city.

Monthly cost breakdown: Kansas City vs Raleigh

These estimates use BLS Consumer Expenditure Survey shares scaled by each city’s cost-of-living index. Housing uses the city’s actual median rent; ownership uses a 6.7%, 30-year mortgage with 10% down on the median home.

CategoryKansas City (rent)Raleigh (rent)Kansas City (own)Raleigh (own)
Housing$1,186$1,468$1,318$2,194
Transportation$853$1,106$853$1,106
Food$671$870$671$870
Healthcare$421$546$421$546
Other$1,498$1,942$1,498$1,942
Total$4,629$5,931$4,762$6,657

Scenario: who actually wins?

The Renter

If you rent a median apartment and keep other spending typical, your monthly nut in Raleigh is roughly $17,616 per year in rent alone - $3,384 more than in Kansas City. Add utilities, food, and transport and the annual gap widens. The crossover point: you need to earn about $106,066 in Raleigh to match $100,000 in Kansas City.

The First-Time Buyer

A 10% down payment on the median home costs $37,780 in Raleigh versus $22,700 in Kansas City. On a 30-year fixed mortgage at 6.7%, the monthly P&I difference is roughly $876. Over five years, that’s $52,546 in extra (or saved) housing costs.

The Remote Worker

If your salary is locked to a national scale regardless of location, Kansas City is the obvious win. A $120,000 remote salary in Kansas City has the purchasing power of about $127,280 in Raleigh. The catch: some employers use location-based pay bands, which can erase part of that advantage.

The Family of Four

With two median incomes, a household in Kansas City earns roughly $101,174 and in Raleigh earns $123,636. After housing, the next biggest budget line is usually childcare and education - costs that vary less by city than housing does. The family math usually comes down to: can you afford the home you want on local salaries? In Raleigh, that answer is harder.

Kansas City vs Raleigh: the numbers

MetricKansas CityRaleighDifference
Cost-of-living index (US=100)9398+6%
Median rent$1,186$1,468+24%
Median home value$227,000$377,800+66%
Median household income$67,449$82,424+22%

Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.

What your salary is worth

A $100,000 salary in Kansas City has the same buying power as about $106,066 in Raleigh. Going the other way, $100,000 in Raleigh is like $94,281 in Kansas City.

Use the calculator below to compare any salary between Kansas City and Raleigh.

Job market snapshot: Kansas City vs Raleigh

Highest-paying roles with available data. Median salary where BLS publishes one, otherwise the average - the median avoids skew from senior outliers, so it is preferred when present.

RoleKansas CityRaleighDifference
Marketing Manager$127,800$153,470+20%
Software Developer$107,570$132,000+23%
Data Scientist$84,450$126,950+50%
Project Manager$57,990$100,050+73%
Mechanical Engineer$94,980$99,560+5%
Physical Therapist$95,920$90,400-6%
Dental Hygienist$86,335$95,340+10%

Moving from Kansas City to Raleigh: a practical checklist

Before you pack, run the numbers on these five items:

  1. Total compensation, not just base salary. Factor in bonuses, stock, 401(k) match, and remote-work stipends.
  2. Housing math for your situation. Rent vs. buy changes the winner. Use our calculator above to model both.
  3. State income tax. Kansas City and Raleigh are in different states, so your take-home pay will shift even if your gross salary stays flat. See our paycheck calculator for the exact difference.
  4. Commute and transportation. Gas, insurance, and tolls vary by metro. Check whether your new commute is longer or shorter.
  5. Healthcare network coverage. If you have employer-sponsored insurance, confirm your preferred doctors and hospitals are in-network in Raleigh.

Run these through our cost-of-living calculator with your actual salary to get a personalized answer.

Compare any salary: Kansas City vs Raleigh

What you earn (or want to compare)

Frequently Asked Questions

Raleigh is more expensive. Its cost-of-living index is 98 vs 93 - a 6% difference. Your money goes further in Kansas City.

About $106,066 - that's what you'd need in Raleigh to maintain the same purchasing power as $100,000 in Kansas City. Going the other way, $100,000 in Raleigh is like $94,281 in Kansas City.

Kansas City is better for buyers. The median home costs $227,000 compared to $377,800 in Raleigh, meaning a 10% down payment is $22,700 vs $37,780. That difference alone can shorten your savings timeline by years.

Partially. The median household in Kansas City earns $67,449 and in Raleigh earns $82,424. But the cost gap is 6%, while the income gap is 22%. So the higher pay roughly keeps pace with costs. Run your specific salary through our calculator above to see your personal breakeven.

If your employer pays the same regardless of location, Kansas City wins on purchasing power. But check whether they use location-based pay bands - some companies adjust salaries to local markets, which can erase the advantage. Also factor in moving costs, state tax differences, and whether your professional network is stronger in one city.