Is Colorado Springs or Wichita More Expensive? (2026)

Colorado Springs costs 12% less than Wichita. $100,000 in Wichita is worth about $88,322 in Colorado Springs. Compare rent, home prices and real pay.

Colorado Springs is about 12% less expensive than Wichita overall - $100,000 in Wichita is worth about $88,322 in Colorado Springs.

The housing gap between Colorado Springs and Wichita is the headline story. A median home in Colorado Springs costs $420,700 compared to $179,500 in Wichita - a 57% difference that shapes everything from your down-payment timeline to your commute radius. For first-time buyers, that translates to a $42,070 down payment in Colorado Springs versus $17,950 in Wichita.

Renters see the same pattern. The typical apartment in Colorado Springs costs $1,562/month versus $960/month in Wichita. But income matters too: the median household in Colorado Springs earns $83,198 and in Wichita earns $63,072. That means rent swallows about 22.5% of median income in Colorado Springs and 18.3% in Wichita.

Both cities are similarly sized metros - Colorado Springs has 483,099 people and Wichita has 396,488. That means comparable access to jobs, airports, and cultural amenities without the extremes of a mega-city.

Monthly cost breakdown: Colorado Springs vs Wichita

These estimates use BLS Consumer Expenditure Survey shares scaled by each city’s cost-of-living index. Housing uses the city’s actual median rent; ownership uses a 6.7%, 30-year mortgage with 10% down on the median home.

CategoryColorado Springs (rent)Wichita (rent)Colorado Springs (own)Wichita (own)
Housing$1,562$960$2,443$1,042
Transportation$1,145$767$1,145$767
Food$901$603$901$603
Healthcare$566$379$566$379
Other$2,011$1,346$2,011$1,346
Total$6,184$4,055$7,065$4,137

Scenario: who actually wins?

The Renter

If you rent a median apartment and keep other spending typical, your monthly nut in Colorado Springs is roughly $18,744 per year in rent alone - $7,224 more than in Wichita. Add utilities, food, and transport and the annual gap widens. The crossover point: you need to earn about $88,322 in Colorado Springs to match $100,000 in Wichita.

The First-Time Buyer

A 10% down payment on the median home costs $42,070 in Colorado Springs versus $17,950 in Wichita. On a 30-year fixed mortgage at 6.7%, the monthly P&I difference is roughly $1,401. Over five years, that’s $84,046 in extra (or saved) housing costs.

The Remote Worker

If your salary is locked to a national scale regardless of location, Wichita is the obvious win. A $120,000 remote salary in Wichita has the purchasing power of about $135,867 in Colorado Springs. The catch: some employers use location-based pay bands, which can erase part of that advantage.

The Family of Four

With two median incomes, a household in Colorado Springs earns roughly $124,797 and in Wichita earns $94,608. After housing, the next biggest budget line is usually childcare and education - costs that vary less by city than housing does. The family math usually comes down to: can you afford the home you want on local salaries? In Colorado Springs, that answer is harder.

Colorado Springs vs Wichita: the numbers

MetricColorado SpringsWichitaDifference
Cost-of-living index (US=100)10189-12%
Median rent$1,562$960-39%
Median home value$420,700$179,500-57%
Median household income$83,198$63,072-24%

Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.

What your salary is worth

A $100,000 salary in Colorado Springs has the same buying power as about $88,322 in Wichita. Going the other way, $100,000 in Wichita is like $113,223 in Colorado Springs.

Use the calculator below to compare any salary between Colorado Springs and Wichita.

Job market snapshot: Colorado Springs vs Wichita

Highest-paying roles with available data. Median salary where BLS publishes one, otherwise the average - the median avoids skew from senior outliers, so it is preferred when present.

RoleColorado SpringsWichitaDifference
Marketing Manager$161,960$128,410-21%
Software Developer$127,690$103,920-19%
Data Scientist$112,820$93,030-18%
Financial Analyst$97,130$74,120-24%
Physical Therapist$96,930$94,990-2%
Mechanical Engineer$95,490$82,430-14%

Moving from Colorado Springs to Wichita: a practical checklist

Before you pack, run the numbers on these five items:

  1. Total compensation, not just base salary. Factor in bonuses, stock, 401(k) match, and remote-work stipends.
  2. Housing math for your situation. Rent vs. buy changes the winner. Use our calculator above to model both.
  3. State income tax. Colorado Springs and Wichita are in different states, so your take-home pay will shift even if your gross salary stays flat. See our paycheck calculator for the exact difference.
  4. Commute and transportation. Gas, insurance, and tolls vary by metro. Check whether your new commute is longer or shorter.
  5. Healthcare network coverage. If you have employer-sponsored insurance, confirm your preferred doctors and hospitals are in-network in Wichita.

Run these through our cost-of-living calculator with your actual salary to get a personalized answer.

Compare any salary: Colorado Springs vs Wichita

What you earn (or want to compare)

Frequently Asked Questions

Colorado Springs is more expensive. Its cost-of-living index is 101 vs 89 - a 12% difference. Your money goes further in Wichita.

About $88,322 - that's what you'd need in Wichita to maintain the same purchasing power as $100,000 in Colorado Springs. Going the other way, $100,000 in Wichita is like $113,223 in Colorado Springs.

Wichita is better for buyers. The median home costs $179,500 compared to $420,700 in Colorado Springs, meaning a 10% down payment is $17,950 vs $42,070. That difference alone can shorten your savings timeline by years.

Partially. The median household in Colorado Springs earns $83,198 and in Wichita earns $63,072. But the cost gap is 12%, while the income gap is 24%. So the higher pay roughly keeps pace with costs. Run your specific salary through our calculator above to see your personal breakeven.

If your employer pays the same regardless of location, Wichita wins on purchasing power. But check whether they use location-based pay bands - some companies adjust salaries to local markets, which can erase the advantage. Also factor in moving costs, state tax differences, and whether your professional network is stronger in one city.