Dallas is about 2% more expensive than Colorado Springs overall - $100,000 in Colorado Springs is worth about $102,366 in Dallas.
Housing costs separate Colorado Springs and Dallas more than any other category. The median home in Dallas runs $295,300 versus $420,700 in Colorado Springs, a 30% gap that matters whether you’re buying now or saving for a future purchase.
Renters see the same pattern. The typical apartment in Dallas costs $1,403/month versus $1,562/month in Colorado Springs. But income matters too: the median household in Colorado Springs earns $83,198 and in Dallas earns $67,760. That means rent swallows about 22.5% of median income in Colorado Springs and 24.8% in Dallas.
Scale is another factor. Dallas is a much larger metro (1,299,553 people) compared to Colorado Springs (483,099), which affects job market depth, commute times, and amenities.
Monthly cost breakdown: Colorado Springs vs Dallas
These estimates use BLS Consumer Expenditure Survey shares scaled by each city’s cost-of-living index. Housing uses the city’s actual median rent; ownership uses a 6.7%, 30-year mortgage with 10% down on the median home.
| Category | Colorado Springs (rent) | Dallas (rent) | Colorado Springs (own) | Dallas (own) |
|---|---|---|---|---|
| Housing | $1,562 | $1,403 | $2,443 | $1,715 |
| Transportation | $1,145 | $955 | $1,145 | $955 |
| Food | $901 | $751 | $901 | $751 |
| Healthcare | $566 | $472 | $566 | $472 |
| Other | $2,011 | $1,676 | $2,011 | $1,676 |
| Total | $6,184 | $5,257 | $7,065 | $5,569 |
Scenario: who actually wins?
The Renter
If you rent a median apartment and keep other spending typical, your monthly nut in Dallas is roughly $18,744 per year in rent alone - $1,908 more than in Colorado Springs. Add utilities, food, and transport and the annual gap widens. The crossover point: you need to earn about $102,366 in Dallas to match $100,000 in Colorado Springs.
The First-Time Buyer
A 10% down payment on the median home costs $42,070 in Dallas versus $29,530 in Colorado Springs. On a 30-year fixed mortgage at 6.7%, the monthly P&I difference is roughly $728. Over five years, that’s $43,696 in extra (or saved) housing costs.
The Remote Worker
If your salary is locked to a national scale regardless of location, Colorado Springs is the obvious win. A $120,000 remote salary in Colorado Springs has the purchasing power of about $122,840 in Dallas. The catch: some employers use location-based pay bands, which can erase part of that advantage.
The Family of Four
With two median incomes, a household in Colorado Springs earns roughly $124,797 and in Dallas earns $101,640. After housing, the next biggest budget line is usually childcare and education - costs that vary less by city than housing does. The family math usually comes down to: can you afford the home you want on local salaries? In Dallas, that answer is harder.
Colorado Springs vs Dallas: the numbers
| Metric | Colorado Springs | Dallas | Difference |
|---|---|---|---|
| Cost-of-living index (US=100) | 101 | 103 | +2% |
| Median rent | $1,562 | $1,403 | -10% |
| Median home value | $420,700 | $295,300 | -30% |
| Median household income | $83,198 | $67,760 | -19% |
Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.
What your salary is worth
A $100,000 salary in Colorado Springs has the same buying power as about $102,366 in Dallas. Going the other way, $100,000 in Dallas is like $97,688 in Colorado Springs.
Use the calculator below to compare any salary between Colorado Springs and Dallas.
Job market snapshot: Colorado Springs vs Dallas
Highest-paying roles with available data. Median salary where BLS publishes one, otherwise the average - the median avoids skew from senior outliers, so it is preferred when present.
| Role | Colorado Springs | Dallas | Difference |
|---|---|---|---|
| Marketing Manager | $161,960 | $136,000 | -16% |
| Software Developer | $127,690 | $129,490 | +1% |
| Data Scientist | $112,820 | $108,870 | -4% |
| Physical Therapist | $96,930 | $107,030 | +10% |
| Mechanical Engineer | $95,490 | $99,490 | +4% |
| Financial Analyst | $97,130 | $89,550 | -8% |
Moving from Colorado Springs to Dallas: a practical checklist
Before you pack, run the numbers on these five items:
- Total compensation, not just base salary. Factor in bonuses, stock, 401(k) match, and remote-work stipends.
- Housing math for your situation. Rent vs. buy changes the winner. Use our calculator above to model both.
- State income tax. Colorado Springs and Dallas are in different states, so your take-home pay will shift even if your gross salary stays flat. See our paycheck calculator for the exact difference.
- Commute and transportation. Gas, insurance, and tolls vary by metro. Check whether your new commute is longer or shorter.
- Healthcare network coverage. If you have employer-sponsored insurance, confirm your preferred doctors and hospitals are in-network in Dallas.
Run these through our cost-of-living calculator with your actual salary to get a personalized answer.