Cost of Living: Chicago vs San Jose (2026)

Chicago vs San Jose cost of living compared: rent, home prices, and what your salary is really worth. San Jose is about 7% more expensive than Chicago overall — $100,000 in Chicago is worth about $106,591 in San Jose.

San Jose is about 7% more expensive than Chicago overall — $100,000 in Chicago is worth about $106,591 in San Jose.

Chicago vs San Jose: the numbers

MetricChicagoSan JoseDifference
Cost-of-living index (US=100)104110+7%
Median rent$1,380$2,617+90%
Median home value$315,200$1,187,800+277%
Median household income$75,134$141,565+88%

Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.

What your salary is worth

A $100,000 salary in Chicago has the same buying power as about $106,591 in San Jose. Going the other way, $100,000 in San Jose is like $93,817 in Chicago.

Use the calculator below to compare any salary between Chicago and San Jose.

Compare any salary: Chicago vs San Jose

What you earn (or want to compare)

Frequently Asked Questions

San Jose is more expensive. Its cost-of-living index is 110 vs 104 — a 7% difference. Your money goes further in Chicago.

About $106,591 — that's what you'd need in San Jose to maintain the same purchasing power as $100,000 in Chicago.