Cost of Living: Chicago vs San Diego (2026)

Chicago vs San Diego cost of living compared: rent, home prices, and what your salary is really worth. San Diego is about 8% more expensive than Chicago overall — $100,000 in Chicago is worth about $108,004 in San Diego.

San Diego is about 8% more expensive than Chicago overall — $100,000 in Chicago is worth about $108,004 in San Diego.

Chicago vs San Diego: the numbers

MetricChicagoSan DiegoDifference
Cost-of-living index (US=100)104112+8%
Median rent$1,380$2,223+61%
Median home value$315,200$848,500+169%
Median household income$75,134$104,321+39%

Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.

What your salary is worth

A $100,000 salary in Chicago has the same buying power as about $108,004 in San Diego. Going the other way, $100,000 in San Diego is like $92,589 in Chicago.

Use the calculator below to compare any salary between Chicago and San Diego.

Compare any salary: Chicago vs San Diego

What you earn (or want to compare)

Frequently Asked Questions

San Diego is more expensive. Its cost-of-living index is 112 vs 104 — a 8% difference. Your money goes further in Chicago.

About $108,004 — that's what you'd need in San Diego to maintain the same purchasing power as $100,000 in Chicago.