Cost of Living: Chicago vs Houston (2026)

Chicago vs Houston cost of living compared: rent, home prices, and what your salary is really worth. Houston is about 5% less expensive than Chicago overall — $100,000 in Chicago is worth about $95,206 in Houston.

Houston is about 5% less expensive than Chicago overall — $100,000 in Chicago is worth about $95,206 in Houston.

Chicago vs Houston: the numbers

MetricChicagoHoustonDifference
Cost-of-living index (US=100)10499-5%
Median rent$1,380$1,313-5%
Median home value$315,200$253,400-20%
Median household income$75,134$62,894-16%

Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.

What your salary is worth

A $100,000 salary in Chicago has the same buying power as about $95,206 in Houston. Going the other way, $100,000 in Houston is like $105,035 in Chicago.

Use the calculator below to compare any salary between Chicago and Houston.

Compare any salary: Chicago vs Houston

What you earn (or want to compare)

Frequently Asked Questions

Chicago is more expensive. Its cost-of-living index is 104 vs 99 — a 5% difference. Your money goes further in Houston.

About $95,206 — that's what you'd need in Houston to maintain the same purchasing power as $100,000 in Chicago.