Cost of Living: Boston vs Chicago (2026)

Boston vs Chicago cost of living compared: rent, home prices, and what your salary is really worth. Chicago is about 4% less expensive than Boston overall — $100,000 in Boston is worth about $95,686 in Chicago.

Chicago is about 4% less expensive than Boston overall — $100,000 in Boston is worth about $95,686 in Chicago.

Boston vs Chicago: the numbers

MetricBostonChicagoDifference
Cost-of-living index (US=100)108104-4%
Median rent$2,093$1,380-34%
Median home value$710,400$315,200-56%
Median household income$94,755$75,134-21%

Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.

What your salary is worth

A $100,000 salary in Boston has the same buying power as about $95,686 in Chicago. Going the other way, $100,000 in Chicago is like $104,509 in Boston.

Use the calculator below to compare any salary between Boston and Chicago.

Compare any salary: Boston vs Chicago

What you earn (or want to compare)

Frequently Asked Questions

Boston is more expensive. Its cost-of-living index is 108 vs 104 — a 4% difference. Your money goes further in Chicago.

About $95,686 — that's what you'd need in Chicago to maintain the same purchasing power as $100,000 in Boston.