Cost of Living: Austin vs Chicago (2026)

Austin vs Chicago cost of living compared: rent, home prices, and what your salary is really worth. Chicago is about 6% more expensive than Austin overall — $100,000 in Austin is worth about $105,638 in Chicago.

Chicago is about 6% more expensive than Austin overall — $100,000 in Austin is worth about $105,638 in Chicago.

Austin vs Chicago: the numbers

MetricAustinChicagoDifference
Cost-of-living index (US=100)98104+6%
Median rent$1,655$1,380-17%
Median home value$512,700$315,200-39%
Median household income$91,461$75,134-18%

Cost of living = BEA Regional Price Parities (US average = 100). Rent, home value, and income from the U.S. Census ACS. See our methodology.

What your salary is worth

A $100,000 salary in Austin has the same buying power as about $105,638 in Chicago. Going the other way, $100,000 in Chicago is like $94,663 in Austin.

Use the calculator below to compare any salary between Austin and Chicago.

Compare any salary: Austin vs Chicago

What you earn (or want to compare)

Frequently Asked Questions

Chicago is more expensive. Its cost-of-living index is 104 vs 98 — a 6% difference. Your money goes further in Austin.

About $105,638 — that's what you'd need in Chicago to maintain the same purchasing power as $100,000 in Austin.