Ohio’s 2026 income tax is a flat 2.75% - but only on income above $26,050. The first $26,050 is taxed at 0%, so the headline rate applies to much less of your paycheck than most people assume. A $75,000 single filer owes Ohio $1,346.12, not the $2,062.50 a flat-from-dollar-one model would charge. Here is what the schedule actually does to take-home pay, computed on our 2026 engine.
The 2026 schedule under House Bill 96
Ohio completes its move to a flat individual income tax for tax year 2026: under House Bill 96, the rate is 2.75%, and it applies only to income above $26,050. Everything below the floor carries 0%. That floor is the part stale calculator models keep dropping, and it is worth $716 a year to anyone earning more than it.
How the $26,050 floor works
The schedule our calculator applies has one rate and a zero-rate floor, with no separate Ohio standard deduction - the floor does that work. On a $75,000 salary:
- Income above the floor: $75,000 - $26,050 = $48,950
- Ohio tax: $48,950 x 2.75% = $1,346.12
- Effective Ohio rate on the full salary: 1.8%
Because the floor is fixed, Ohio’s effective rate falls as income rises: 1.3% of a $50,000 salary, 2.0% of a $100,000 salary. A flat tax with a large zero bracket behaves like a gentle progressive tax.
Ohio take-home pay in 2026: $50k to $150k
Computed for a single filer: 2026 federal brackets with the $16,100 standard deduction, FICA (6.2% Social Security to the $184,500 wage base plus 1.45% Medicare), then Ohio’s schedule. No 401(k), no credits - the full assumptions are on our methodology page.
| Salary | Federal | FICA | Ohio tax | Take-home | Effective rate |
|---|---|---|---|---|---|
| $50,000 | $3,820 | $3,825 | $659 | $41,696 | 16.6% |
| $75,000 | $7,670 | $5,738 | $1,346 | $60,246 | 19.7% |
| $100,000 | $13,170 | $7,650 | $2,034 | $77,146 | 22.9% |
| $150,000 | $24,734 | $11,475 | $3,409 | $110,382 | 26.4% |
Why many 2026 calculators still get Ohio wrong
The stale model applies 2.75% from the first dollar. On $75,000 that charges $2,062.50 instead of $1,346.12 - $716.38 too much. Because the error is exactly 2.75% of the $26,050 floor, it is the same $716 overstatement for every filer above the floor, whether they earn $30,000 or $300,000. We re-verified every state schedule against the enacted 2026 tables in October and corrected our own engine where it had carried the floor wrong; the correction is recorded in our published correction note. The numbers on this page and on the Ohio paycheck page match the enacted schedule, not the stale one.
Check your own paycheck
Run your exact number in the take-home calculator pre-filled for Ohio - any salary or hourly rate, married filing jointly, and 401(k) contributions are all supported. The Ohio paycheck calculator page carries the full breakdown, per-period tables, and FAQs.
Where that puts Ohio
At $75,000 single, Ohio’s $1,346 state tax is the 11th-lowest of the 51 jurisdictions we computed in The State Tax Bite. Take-home beats every bordering state: $60,246 in Ohio versus $59,380 in Indiana, $59,290 in Pennsylvania, $59,085 in Kentucky, $58,816 in West Virginia, and $58,405 in Michigan.
Ohio is one of three states whose 2026 schedules most often trip up stale models - Missouri’s new graduated schedule and Mississippi’s $10,000 zero bracket are the other two. And state tax is only part of a move: the same take-home stretches differently by city, and the cost of living comparison hub shows by how much.
